SYD
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Yep!Respectfully disagree.
You can be a self-fundee retiree for 30+ years, enjoy the health services, security and infrastructure etc of the state for really very little tax.
The money invested in super is taxed concessionally. The growth (which is a result of your investments not toil) is taxed favourably in accumulation and not at all in pension mode
You may have paid your taxes while you were working but the deal for most self-funded retirees is very generous in Australia.
There is this misconception that there’s some sort of “Death duties” on super but it’s just the ATO coming after those concessions that aren’t rightfully bestowed upon the living.
TBH, when I’m gone it’s not my problem but if I had for warning, I’d just take a chunk out of super tax free and that would pass through my estate tax free. Simples.