Woolworths gift card thread

[aikman]

The other catch is you need to account for any surcharge if close to the full balance

I would boycott a shop which has a surcharge on eftpos cards.

 

[wombatcountry]

These are an EFTPOS card. Use in the same way you use any EFTPOS card, although you must swipe and use a PIN.

Can I also strongly suggest that you don't spend $100's buying something you don't understand. Do your research first. Buying these cards isn't for everyone. Saving money/earning points doesn't just happen by accident. It takes work.

Thanks for the tip and the reprimand… I do the work, in more than one country, actually. I moved to Oz from somewhere else, so I’m not up on every detail of Australian FF points/miles collection, and how to use eftpos cards is one of my blind spots - I still often use overseas-based credit cards and FF programs when they are more lucrative. I did a search on this website for instructions, but couldn’t turn up anything so basic, hence the question. Then I did some more google searches, and found the answers.

 

[wombatcountry]

The other catch is you need to account for any surcharge if close to the full balance

Thanks, this is a useful tip. Our vet certainly has an eftpos surcharge, and so does our GP.

 

[Mr_Orange]

Thanks for the tip and the reprimand… I do the work, in more than one country, actually.

Don't worry, Ralphy isn't known round here for pulling his punches. We all get the same treatment

 

[wombatcountry]

Don't worry, Ralphy isn't known round here for pulling his punches. We all get the same treatment

Oh, I know the type… posting a lot, mostly very useful info, but 0 tolerance for newbies’ somewhat basic questions. I used to be a member of a much larger FF bulletin board up north (FT) and I’ve encountered my share there. C’est la vie…

 

[JessicaTam]

I was able to get some today. Regional Vic.

I spoke too soon. No more variable ones at Drouin and Warragul. The staff just shrugged when I asked if they were getting any more soon.

At least Coles have still got lots of iTunes cards.

 

[Chicken]

For the first time ever I saw bare rows in Newcastle today.

Went to my usual reliable store tonight (low socio-economic regional town in NSW) and there was nil stock.

Never been let down by this particular store before

Well, I had a whinge on the store yesterday, on them being tight. Today, they are sold out! What's going on? (Windsor NSW)

 

[DejaBrew]

Thanks, this is a useful tip. Our vet certainly has an eftpos surcharge, and so does our GP.

Just in case you weren't aware (and at the risk of explaining something you already know), "eftpos" is a term that is very loosely used to denote the system for accepting card payments - be they credit or debit. To make things more complicated, debit cards carrying the VISA or Mastercard logos can generally be used as either debit or credit cards, and are treated differently by the business courtesy of who does the payment processing. In other words, use that card like a credit card and you can expect a surcharge, whereas if you press the "savings" button, there is (typically) no surcharge. Sounds logical I know.

The problem is that if you "tap & go", the card will typically default to the "credit" option and will often result in a surcharge. Many merchants are now defaulting to using least-cost routing (LCR) ensuring that the payment is processed through the cheapest routing, but there's no guarantee of this and often no way to know which merchants are leveraging the option (for now, at least).

So, when you say that there is an eftpos surcharge at your vet and GP, it's worth keeping mind that the surcharge may simply be down to how you use your card with their payment terminal. Of course it's also possible that your vet and GP are indeed charging a payment processing fee regardless of the payment routing (which results in a ).

 

[JessicaTam]

Just in case you weren't aware (and at the risk of explaining something you already know), "eftpos" is a term that is very loosely used to denote the system for accepting card payments - be they credit or debit. To make things more complicated, debit cards carrying the VISA or Mastercard logos can generally be used as either debit or credit cards, and are treated differently by the business courtesy of who does the payment processing. In other words, use that card like a credit card and you can expect a surcharge, whereas if you press the "savings" button, there is (typically) no surcharge. Sounds logical I know.

The problem is that if you "tap & go", the card will typically default to the "credit" option and will often result in a surcharge. Many merchants are now defaulting to using least-cost routing (LCR) ensuring that the payment is processed through the cheapest routing, but there's no guarantee of this and often no way to know which merchants are leveraging the option (for now, at least).

So, when you say that there is an eftpos surcharge at your vet and GP, it's worth keeping mind that the surcharge may simply be down to how you use your card with their payment terminal. Of course it's also possible that your vet and GP are indeed charging a payment processing fee regardless of the payment routing (which results in a ).

And to further digress, all AU retailers must provide a zero fee payment option. So if they charge for every form of eftpos, they must still accept cash for example.