$0 Annual Fee for Life on Citi Platinum/Signature CC Complimentary Insurance

[vitagen]

Woohoo card arrived... looks... different

 

[tim374]

I'd call up and ask if they've already given you a credit limit of $15,000 - that seems the real 'barrier'. The income is probably just there for new applicants as they consider $75,000 to be the minimum required to service a fully utilised $15,000 credit limit.

Got my card yesterday, called to activate it today. I inquired about being transferred to Signature at no fee given I had sufficient credit limit. I was told a request had been put in for this, and to call back in 3-5 days to find the outcome. I reiterated I wanted the Signature for no fee ever due to the current promotion. The CSR confirmed the request was for no fee Signature. Made sure to get the lady's name and noted the time I called, just in case it goes pear shaped. Can't hurt to ask, so thanks Plutonus for the suggestion. Worst case is I still get a fee free Platinum.

 

[DeKa]

Woohoo card arrived... looks... different

Doesn't really look like a $400pa card does it?

 

[get me outta here]

Doesn't really look like a $400pa card does it?

But does it look like a free card?

 

[jj92]

Doesn't really look like a $400pa card does it?

Agree it looks pretty cheap considering some people would be paying full fee

 

[pauly7]

Anyone with a recently issued Sig card - does it have paywave yet?

If the new ones do I'm getting mine replaced!

 

[DeKa]

Anyone with a recently issued Sig card - does it have paywave yet?

If the new ones do I'm getting mine replaced!

I would say it's had it for at least a year. They had a process defined to request a replacement ... from memory it was log in to internet banking, write a new email, select something about "ATM Card" as the topic, and type into the body that you want a new card with Paywave, and enter the address you want it sent to (which must be the same as the address they have on record).

 

[pauly7]

I would say it's had it for at least a year. They had a process defined to request a replacement ... from memory it was log in to internet banking, write a new email, select something about "ATM Card" as the topic, and type into the body that you want a new card with Paywave, and enter the address you want it sent to (which must be the same as the address they have on record).

Great thanks

 

[hossein_au]

Anyone with a recently issued Sig card - does it have paywave yet?

If the new ones do I'm getting mine replaced!

Haven't used it for paywave, but it does have the logo.

 

[hossein_au]

I think this thread might be the best place to ask this (correct me if this is not true):

Has anyone compared the different FF programs Citi Signature points can be transferred to? Which one is better value for money? Availability of award in J or F? Extra (fuel) charges?

Thanks!

 

[Beta4Me]

I think this thread might be the best place to ask this (correct me if this is not true):

Has anyone compared the different FF programs Citi Signature points can be transferred to? Which one is better value for money? Availability of award in J or F? Extra (fuel) charges?

Thanks!

Well, with Signature it's 1ppd regardless of which program you use. It's either to SQ/VA (1.5ppd converting at 1.5:1) or QF. SQ is a winner internationally with award availability and redemption costs in points and then you've got VA for local redemptions. Best option IMO.

 

[hossein_au]

Well, with Signature it's 1ppd regardless of which program you use. It's either to SQ/VA (1.5ppd converting at 1.5:1) or QF. SQ is a winner internationally with award availability and redemption costs in points and then you've got VA for local redemptions. Best option IMO.

I thought there was three (besides QF): SQ, VA, and AsiaMiles?

 

[Keith009]

Anyone with a recently issued Sig card - does it have paywave yet?

Yes.

Etc etc

 

[Jleno]

I've had no issues with Citibank customer service even when I was a regular customer to them. I actually find them light years faster than any AU big four - probably they try and compensate for only a handful of physical branches in AU.

Since I've been a Citigold it's been even better and the Signature card is great esp overseas staying with good hotels Visa gives you some nice benefits over and on top of Citi!

Finally as already discussed in another thread their fee free transaction/savings account is brilliant for those that travel OS and for my travel patterns provided better forex conversions than 28 degrees which I cut up

Hope this helps some people!

Looking at the terms and conditions, there is a $5 cash advance charge overseas, and a 3.3% transaction charge for foreign currency transactions. So basically, unless I want the points, I should still stick to the 28 degrees mastercard with no transaction surcharge (and I wonder whether how the Visa fx rates compare to the Mastercard rx rates on the 28 degrees).

28 degrees is introducing cash advance charge next year, but their fee free credit transaction still seems unbeatable.

Seems to me then that the signature card is only good for domestic and points accumulation - if overseas, 28 degrees is still the card to use for credit and citibank plus debit for fee free cash advance.

 

[Keith009]

I thought there was three (besides QF): SQ, VA, and AsiaMiles?

Asia Miles is a feature of the Select card.

 

[Beta4Me]

Asia Miles is a feature of the Select card.

And, IIRC, it's 2:1 with AM.

 

[deluxeflyer]

I wonder if this free-for-life offer is the lead up to the launch of PremierMiles in Australia.
And whether Signature is next in line to be devalued,
positioning PremierMiles above Signature and below Select.

 

[burmans]

I wonder if this free-for-life offer is the lead up to the launch of PremierMiles in Australia.
And whether Signature is next in line to be devalued,
positioning PremierMiles above Signature and below Select.

Well really, how much do you really expect from a free card, of course the prospect of devaluation exists so abuse it while you can!

 

[Bali Belly]

Agree it looks pretty cheap considering some people would be paying full fee

I was one of these people paying a reduced rate until I rang and enquired about fee free for life was placed on hold for 2 mins then advised that yes your fee will be waived. well thank you I replied. would you like to increase your credit limit?
Citi never miss an opportunity

 

[rweir]

28 degrees is introducing cash advance charge next year, but their fee free credit transaction still seems unbeatable.

well, it is beaten by the Bankwest Platinum Zero, but is still a very good card.