Congrats on getting all the points for your 2.5k+ transactions.
Thank you.
I assume you were on the 5/5k or 10/10k.
I was postcarded with the 5k/5.
What was your average transaction value,
I have not worked it out yet. Some tx were about a grand though. I had quite a number of tx in the hundreds etc....However the majority were lowish simply because I had so many tx..
I took a very strategic approach to this and treated it as a
Points Run....and it soon became obvious that I would run out of money unless I incorporated small tx as well as large.
I had various committed spend such as loan repayments etc....and did not want to waste money.
The point of a points run to me is gain points economically for redeeming on flights. This after-all is the only reason I have an Amex Maximiser Card in the first place...and why it is my preferred card for spending.
and when/how often did you complain to Amex and/or FOS?
1/ FOS..not at all as I never reached the stage of being in complete dispute..though technically Amex exceeded deadlines.
However as per FOS guidelines I contacted Amex first and sought a reply/determination.
2/ I rang Amex several times early on. But this was only seeking clarification and I was not complaining.
After I received the suspension letter I wrote a reply.
When Amex did not reply within their specified time period I re-faxed it and also re-mailed it.
Following this and no reply I then rang them to be advised that I would get a letter within a week.
This was good news informing me that I was unsuspended and that ALL points earn would be paid within 2-3 weeks.
When points not paid a few days after that period I rang again and was told that I would receive a letter within 5 days...which is about now.
Incidentally, did you have any transactions that weren't valid according to Amex?
Amex sent to me a form letter, that many received, suspending me while asking me to justify what (to them) may have looked like suspicious spend.
I justified all my multiple tx.
As the letter was just after Movember I think it may have been that of the "flag".
I sent them copies of the individual receipts showing that they were to individual Movember members rather than all to the one person.
Amex accepted my justification and reinstated them.
In my letter I also asked Amex to specifically nominate any suspicious (to them) tx so that I could exactly justify the. They did not do this and so I can only assume that they were satisfied with my explanations.