AMEX not accepted or surcharge

[Eggsbenedict]

I think it would be a long bow for the Insurance company to draw. It's not like the Paypal account is "loaded" with an unspecified amount of money and then used to buy the item. There will be direct charge from Paypal for the exact amount clearly showing the item was paid for using the Amex. Further to this what then would be the implications for flights booked using Paypal attached to an Amex would you not get your included travel insurance?

 

[Eggsbenedict]

As much as insurance companies look for ways out things, Amex is also very much about increasing their usage. Not applying insurances or other protections to Paypal payments makes using the Amex less appealing. I, like I am sure many others do, use Paypal to bypass sellers that do not accept Amex.

 

[andye]

So what if the merchant only accepts PayPal as payment method? You guys suggest that insurance would just say no? It is not in the T&C in the 2 links I posted above.

Amex isn't obliged to provide extended warranties in the same way a manufacturer has standard warranty obligations. Agree you can read the T&Cs as potentially being covered, but I wouldn't rely on it unless Amex confirmed that Paypal transactions are covered.

 

[andye]

Points about long bow accepted-would be interesting to know if anyone's tested the system

 

[andye]

I called Amex. They said you would be covered for Purchase protection and Buyers Advantage if using PayPal.

Eggsbenedict 1 Andye 0

 

[Eggsbenedict]

I called Amex. They said you would be covered for Purchase protection and Buyers Advantage if using PayPal.

Eggsbenedict 1 Andye 0

HAHA - Things are looking Sunnyside up for old Eggs today!

 

[prozac]

HAHA - Things are looking Sunnyside up for old Eggs today!

No need to gloat...

 

[prozac]

So what if the merchant only accepts PayPal as payment method? You guys suggest that insurance would just say no? It is not in the T&C in the 2 links I posted above.

When I read the policy yesterday there was a paragraph dealing with this that said if the merchant did not accept Amex you would be covered if you kept all details of the transaction. I have looked again and of-course now I cannot find it.
I think it was in respect of being insured when buying travel.

 

[Eggsbenedict]

When I read the policy yesterday there was a paragraph dealing with this that said if the merchant did not accept Amex you would be covered if you kept all details of the transaction. I have looked again and of-course now I cannot find it.
I think it was in respect of being insured when buying travel.

Yep! differently read that as well. 100% that would only be for travel insurance.

 

[andye]

When I read the policy yesterday there was a paragraph dealing with this that said if the merchant did not accept Amex you would be covered if you kept all details of the transaction. I have looked again and of-course now I cannot find it.
I think it was in respect of being insured when buying travel.

It's on page 7 right hand column (of the Platinum brochure). I don't have a Plat Charge; the enquiry about PayPal applied to my Edge

 

[prozac]

It's on page 7 right hand column (of the Platinum brochure). I don't have a Plat Charge; the enquiry about PayPal applied to my Edge

I bought what I needed (Bosch Drill Combo at SydneyTools) using the Paypal App on my phone. First time using the App and bloke in store had never seen it and I hadn't set it up so we both had a learning experience. lol. Not sure if we did it correctly as it required a phone call to head office to expect payment. Must be an easier way to make the Paypal payment than that. Anyway it worked in the end.
Now to send in to Bosch for the redemption.

 

[Brooke01]

Another one bites the dust - Youii Insurance no longer take AmEx.
I rang up yesterday to change my card over from Centurion to Plat Charge (different numbers) and couldn't do it - anyone who currently has AmEx listed as a payment form on their account can still pay with it up until the card expires - but no "new" cards.
Wasn't happy as had to revert to Visa
Cheers,
Brooke

 

[get me outta here]

Holland America Cruises:

We make no charge for direct debit deposits or payment by cheque. Credit card payments incur the following fees: 1.2% Visa & Mastercard / 3% Diners Club & American Express.

 

[albyd]

Recently stayed at outrigger Fiji all "international" (is there any other sort?) credit & debit cards incur a 3% processing fee.

Even the airport duty free had 2.5% surcharge - nice little extra margin earner for them.

Finally, HIlton HHonours app had special highlight of 1.5% fee for all Australian hotels.

 

[Foreigner]

Recently stayed at outrigger Fiji all "international" (is there any other sort?) credit & debit cards incur a 3% processing fee.

Even the airport duty free had 2.5% surcharge - nice little extra margin earner for them.

Finally, HIlton HHonours app had special highlight of 1.5% fee for all Australian hotels.

Yes. All international as distinct from those cards issued by local institutions.

 

[straitman]

Recently stayed at outrigger Fiji all "international" (is there any other sort?) credit & debit cards incur a 3% processing fee.

Even the airport duty free had 2.5% surcharge - nice little extra margin earner for them.

Finally, HIlton HHonours app had special highlight of 1.5% fee for all Australian hotels.

Yes. All international as distinct from those cards issued by local institutions.

Most locations in Fiji charge 3 or slightly more % for using credit cards of any type.

Hilton in Fiji charges 2.4% and SPG charges 3% on all cards.

 

[ozflier]

I'm surprised at how many Caltex stations now add an AMEX surcharge of 2.5%.

 

[Cruiser Elite]

I'm surprised at how many Caltex stations now add an AMEX surcharge of 2.5%.

Started Jan 1 or Jan 2 this year - its not Woolworths operated Caltex servos but Caltex co-branded Woolworths servos - nigh on impossible to determine which is which.

 

[ozflier]

That explains it as some Woolies caltex stations still do not surcharge.
Thanks

 

[serfty]

Fortunately my local is Woolies operated - across the road is a United which generally has e10 at the same price - but they charge 2.2% for CC ...