This card pays for all my holidays. I have 4 holidays (x is number of people) this year NZ x2, London x5, Bora bora x2, and Tokyo x5 and points has allowed me to travel with points.
If you want to max credit card value, then sell all your points to people and use that cash to buy cheap tickets somewhere and risk being shutdown. If you are looking for cheap cash holidays, then this is the wrong forum for you
I'm not talking about the value of points. Obviously the points are valuable, to any kind of traveller. But you get points with any rewards credit cards, they are not special to the Amex Platinum.
The Amex Platinum is special because of the huge $1450 annual fee, and the non-points benefits it has.
The $450 travel credit is useful to any kind of traveller, fully worth $450.
The $200+$200 dining credit is somewhat useful, but can only be used in overpriced restaurants that charge $50 instead of $20 for example. I value the $400 at $160.
The Amazon Prime Subscription Credit is worth $0 to most people who don't use Amazon.
The Fine Hotels + Resorts program is valued at $800 on the Amex website, but is actually worth $0 for people that can't afford to stay at expensive hotels.
The International Airline Program gives discounts for first and business class tickets, is valued at $0 to people that don't buy such tickets.
The Hotel Elite Status gives perks for some hotels, worth $0 for people that don't use those hotels.
The Accor Plus membership valued at $399 allows 1 free night at a fancy hotel but are most people willing to spend $399 for 1 night in a hotel. Personally the value is more around $100 in my subjective opinion.
That's about $710 total of non-points benefits. Does the airport unlimited lounge access make up the rest of the value, to justify $1450? Unlikely I think.