It is worth it for the Visa though....
Points are able to be pooled up to three years. Haven't been able to find whether any points cap apply. Westpac also able to send FF points to Enrich.
Rates are going up later this month for velocity.
VISA 1pt/$ and AMEX 1.5pt/$.
I think the VISA component is still a better earner on this card, than the Westpac Black Altitude card.
Yes and no, it is for transfer to VA (now 2/1) but not so much to Asia Miles/Krisflyer as its 3/1. For VA it's the best dual card Visa earn on the market!
I was looking at the T&C of the various insurances included, and it seems that the "Rental Excess Cover" (for domestic Australian car hire) activation condition is quite laxed. E.g. it doesn't require charging anything to the card, not even the rental fee. Am I reading it wrong?
It doesn't help for CX, but if you convert from ANZ > VA > SQ, it works out to be 0.74 SQ pts/$ which is (as far as I can tell) the highest Visa/MC earn rate for SQ going. Even going direct to SQ at 2/3 = 0.66 pts/$ (although there's no reason to do that) is better than the next best card, being Altitute Black MC converts at 2:1, but only pays 1.25 pts/$ = 0.625 SQ pts/$.
Agreed, I believe I have made that exact argument on quite a few threads.
It doesn't help for CX, but if you convert from ANZ > VA > SQ, it works out to be 0.74 SQ pts/$ which is (as far as I can tell) the highest Visa/MC earn rate for SQ going. Even going direct to SQ at 2/3 = 0.66 pts/$ (although there's no reason to do that) is better than the next best card, being Altitute Black MC converts at 2:1, but only pays 1.25 pts/$ = 0.625 SQ pts/$.
EDIT: Forgot to mention Citi Sig/Presitge that are better, but like Altitude, no Canberra points.
I have just started using my ANZ Rewards Black card...how long after the transaction posts before the reward points appear in your account ?