Isochronous
Established Member
- Joined
- Dec 18, 2009
- Posts
- 4,679
I went in to a bank on a few days ago to apply, thinking if I rocked up in person with my ID and payslips, it would save an identity check and pay verification down the line.
(As a sad sidenote they said my year since last year was up inside the days of the SC promo).
The lady said almost every CC app she puts through these days is referred, unless for a basic card and a $1k limit. Mine then followed this rule.
Received a voicemail late the next day, and an SMS.
Followed the link in the SMS to upload documents online, then called the number on the line to check if any other info was required (it wasn't).
However this may have taken my application to the front of the queue as an approval SMS came within the hour.
So I'd recommend the online upload and then call the number follow up for documentation to get it processed quickly.
Turns out they're after bank statements too.
I also found it odd that they don't do online ID verification, which most other banks have setup now.