ATO (tax office) payments by credit card

[legroom]

Sure earned me lots of miles - just a shame I came to it so late - think of all those miles that were left behind...

Used to earn 0.5 points per $ in my pre-AFF life

Now, there are 6-figures in both QFF and KF accounts.

AFF - a game changer for me

 

[cove]

And here I am thinking about pre-paying July BAS. Maybe I am a little more warped than the average when it comes to the last hurrah on Amex Ultimate to make some more QF points.

 

[DaveB]

This post site has more influence in reducing tax avoidance than any other ATO initiatives.
Sitting here on my balcony overlooking Concha Beach and thankful to the ATO and AFF for getting me here in style.

 

[Beta4Me]

What would be the best non-QF non-Amex points earning card(s) for ATO spend post-Citibank changes?

 

[cove]

It was last hurrah time when I returned home from the test cricket so I have done my final payments on the three Ultimate cards. I think I had better put our mobile phones on silent as they send text messages to tell you that you owe them heaps when you are trying to sleep.
Must remember to book the 3 free flights....
Beta4me I chose Westpac Black Altitude for $295 as you can warehouse the points and transfer them anytime to some great non Qantas carriers.

 

[Beta4Me]

Beta4me I chose Westpac Black Altitude for $295 as you can warehouse the points and transfer them anytime to some great non Qantas carriers.

I have that card but the 0.625ppd makes me sad. It seems as if there is no non-QF non-Amex options that's >0.625ppd anymore. I could just put ATO spend on Amex but when if it starts getting to a big amount the fees will start to become too dear hence the appeal of 0.48% but it takes a big points hit (still better VFM than 1.5ppd though).

 

[b_adger]

Hi guys, been lurking this thread for a while but thought you might like a heads up. Have been paying personal tax bills (mostly PAYG installments) with c oles MC for a couple of years, but recent transaction which was 20k+ has not earned any FB points (larger trans than usual due to withholding error on ATO's part). Phone enquiry says they think it should be paid and will fix it up, but they may have wised up to the ATO deal. They initally mentioned the "government charges and fees" clause, but it specifically says "in connection with your Credit Account;" and they agreed that it should still earn.

 

[cove]

b_adger are Fly Buy points really worth getting. I thought they were worth about 10 to 20% of a real frequent flyer point that could go into an airline account. Have I been wrong on this?
Where have you been able to go and at what cost?

 

[PLANT]

Forgive me Father Cove for I have sinned!
I have minimized my taxable income last financial year and this has resulted in a Tax refund(dirty word) doh doh doh
The missed points ahhhhhhhhhhhhhhhhhhhhh

 

[drross]

Hi guys, been lurking this thread for a while but thought you might like a heads up. Have been paying personal tax bills (mostly PAYG installments) with c oles MC for a couple of years, but recent transaction which was 20k+ has not earned any FB points (larger trans than usual due to withholding error on ATO's part). Phone enquiry says they think it should be paid and will fix it up, but they may have wised up to the ATO deal. They initally mentioned the "government charges and fees" clause, but it specifically says "in connection with your Credit Account;" and they agreed that it should still earn.

welcome to AFF b_adger. thanks for the update. not sure of the value of FBs now that NAB refund option seems to have disappeared.

 

[drross]

Thanks Cove. so many of we mere mortals look up to up...literally.. even those first class PJs and thanks.

 

[cove]

Dare you to wear first class PJs when you get off "deplane" as I know a couple who did it as a joke.
The word deplane is actually used in America and probably started with Fantasy Island on tv.

 

[sumthinfornuthin]

Forgive me Father Cove for I have sinned!
I have minimized my taxable income last financial year and this has resulted in a Tax refund(dirty word) doh doh doh
The missed points ahhhhhhhhhhhhhhhhhhhhh

You look a bit simple to me, would be a pity to stuff it up and send them a cheque for the amount on the notice thinking it was a bill ??

 

[Deleted User]

You look a bit simple to me, would be a pity to stuff it up and send them a cheque for the amount on the notice thinking it was a bill ??

But no points for payment with cheque's

 

[sumthinfornuthin]

But no points for payment with cheque's

I did say simple.... good pick up, pay by cc instead by mistake

 

[b_adger]

b_adger are Fly Buy points really worth getting. I thought they were worth about 10 to 20% of a real frequent flyer point that could go into an airline account. Have I been wrong on this?
Where have you been able to go and at what cost?

I use 2000 points (at 2 ppd for all spend on the card) for $10 off every coles shop, so 1% return that is basically cash on the spot (as I am buying groceries anyway). Of course it does depend on how much you spend at coles, you can also log into the website and assign points to "flyBuys" dollars which you can spend at coles group retailers - so you can do your whole shop with points.
You also get 1 ppd if you are spending at somewhere that gives FB points normally (coles, target, kmart, coles owned liquor stores), so using the card at those places I get effectively 1.5% cash back (more if you count the points gained on the spend that is cash back).

Being able to claim each week when you shop you are not losing the opportunity cost of having the value of those points trapped in a FF program but am keeping cash in my mortgage instead of spending it.

Flights/accom you book through webjet, and seems you get about the same value for the points (based on looking at a few local and international flights, you basically get the same $10 per 2000 points), so might as well get cash off shopping unless you have way too many points (you'd have to be putting a lot through your card to not be spending 1% of that on groceries!).

I did a quick comparison between FB and QFF points for the same return domestic flights. In cash the flights cost the same as the cashback on $17k spend on FB points (at the base 2ppd, not counting bonuses at FB retailers). The flights were 16k QFF points (so 16k spend on a 1:1 card like my unused Q discovery amex). Of course in real life I would take cheaper flights with another carrier at a cash equivalent FB spend of only $5990. Based on this I'm well ahead with FB.

I don't travel much internationally nor do I have enough spend to get business tix/upgrades so YMMV.

 

[akky]

does anyone know how many points cba diamond amex gets when paying ATO?

 

[Newk]

does anyone know how many points cba diamond amex gets when paying ATO?

exactly what you would get for any "purchase"

(and please don't ring and ask them)

 

[akky]

exactly what you would get for any "purchase"

(and please don't ring and ask them)

haha wasnt planning on.. thats why i came here to ask. so pretty much 1.5 QFF points for 1 dollar spent on AMEX?

oh and is there anyway to check if the points are being credited properly with the diamond card?

 

[Pukka]

haha wasnt planning on.. thats why i came here to ask. so pretty much 1.5 QFF points for 1 dollar spent on AMEX?

oh and is there anyway to check if the points are being credited properly with the diamond card?

They get credited about 2 days later, I don't keep a spreadsheet or anything but I usually notice a big lump landing in my account which I know is tax points.