I sometimes pause for reflection and working 4 days straight in a different city will cause that to happen.
Questions like how many is too many points in a particular points/ miles scheme?
Can we get to use the points we have generated within the expiry time limits?
Will my family know how to use up all the points should I get too old/decrepit to use them?
Then of course along comes a monthly or a combined monthly and quarterly set of bills from the ATO to get you back into gear.
Having the opportunity to open an extra big 4 bank suite of premium credit cards to pay the ATO would seem a pretty good idea and of course a sign on bonus may get you to YES.
The American Express cards that I have namely the Ultimate and the Velocity are now close to useless seeing the points cost up to 2.9 cents to generate if they give you half a point a dollar on ATO. Even if they give you one point per dollar the 1.45 cents per point is beyond my points/pain barrier to do any ATO.
The Woolies EDRCC just should not be complete pages of ATO entries and nothing else and I think I put something north of $xx_,xx_ on it annually and I do use that card for personal as well as the one point per dollar uncapped is very generous.