Bankwest Qantas MasterCard - Platinum. Earn 50,000 Qantas points. $160 annual fee

[Salem]

OATEK, definitely glad I had a backup and will look at getting another points earning card with no forex fees to take!

 

[N860CR]

Other than this card, are there any points earning cards with no forex fees?

 

[kko]

The World MasterCard from BankWest earns points. Coles Flybuys card comes with no fees and earns flybuys points (which are transferable to Etihad). Those are the only other two available that I'm aware of

 

[Salem]

I thought there was a Citi one but looks like there's only a Coles/ Flybuys one

 

[N860CR]

Hmm ok thanks. I've been happy with 28 degrees for a while. Maybe bankwest is worth it for a few Qantas points. I've got a fair bit if USD spend coming up

 

[get me outta here]

OATEK, not sure what you mean by the card being pre charged and therefor not being compromised.

>>> That way if a Hotel pre-charges as some do, then I know the card won't have been compromised. Then there is another backup card, just in case!

 

[cove]

I paid some SQ taxes on Bankwest World yesterday where 1456.90 SGD became 1430.10 AUD. I think if I had used Westpac Kris Flyer Amex it would have been about 50 to 70 AUD more.
Saving some dollars can be important when paying international charges and we do get a point a dollar to QF anyway.

 

[OATEK]

OATEK, not sure what you mean by the card being pre charged and therefor not being compromised.

What I meant was that some hotels reserve the right to pre-authorise a stay a few days before arrival. Has only happened twice that I can remember in the last 15yrs or so. The issue being that if the CC you booked against fails the pre-auth, then the booking may be cancelled leaving you in the lurch if it is a busy time of year. So if I don't use the CC that was used for the booking process (in my case an AMEX) for general transactions while away, it keeps it clean so to speak.

I have my Bankwest MC as a primary for travel which earns QF points, and a 28Degress MC as a backup, both of which do not charge FX fees. And if for some reason the AMEX is used, I get Velocity points.

 

[get me outta here]

Goodo, thanks.

What I meant was that some hotels reserve the right to pre-authorise a stay a few days before arrival. Has only happened twice that I can remember in the last 15yrs or so. The issue being that if the CC you booked against fails the pre-auth, then the booking may be cancelled leaving you in the lurch if it is a busy time of year. So if I don't use the CC that was used for the booking process (in my case an AMEX) for general transactions while away, it keeps it clean so to speak.

I have my Bankwest MC as a primary for travel which earns QF points, and a 28Degress MC as a backup, both of which do not charge FX fees. And if for some reason the AMEX is used, I get Velocity points.

 

[Renato1]

I got my offer in an email to customers today (I have the Bankwest Transaction Account),

50,000 points after a $2500 spend in 3 months and the $160 annual fee, plus
0.75 Qantas Points for every $1 spent on eligible purchases
No overseas purchase fees
Complimentary Credit Card Travel Insurance for you and your family (conditions apply)
Free worldwide emergency card replacement
But foreign exchange purchases don't earn any points.

I thought that was a pretty good deal and so I applied on-line.
In the section about other credit cards, it asked if I intended to keep the other card and I clicked "No".
Anyhow, it said I was approved, but I had to send them evidence of income.
Regards,
Renato









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[kko]

But foreign exchange purchases don't earn any points.





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That's new isn't it? They used to earn points OS as well (and the description on the website at the moment still doesn't mention that in exclusions.

 

[Renato1]

That's new isn't it? They used to earn points OS as well (and the description on the website at the moment still doesn't mention that in exclusions.

Yes, I noticed people talking here in the past like one could earn points on overseas transactions, so I checked the terms and conditions which had foreign exchange purchases as being excluded.
Regards,
Renato

 

[kpc]

Yes, I noticed people talking here in the past like one could earn points on overseas transactions, so I checked the terms and conditions which had foreign exchange purchases as being excluded.
Regards,
Renato

http://www.bankwest.com.au/library/pdf/PDS_20120629-163837.pdf
See page 4 of the Ts and Cs.

Qantas Points are earned on all purchases made using the Card Account except:

• foreign exchange purchases;

I interpret this as buying foreign notes / currency as opposed to buying / paying things in non Australian currency, the latter earning Qf points. Correct me if I'm wrong

 

[exceladdict]

Looking at a statement from when I had the platinum card, foreign purchases (IHG in USD, BA in GBP) appeared to accrue points as at - January 2015.

 

[Radio8tiv]

Just checked my statements and I got the points for a $1k NZ purchase for motor home hire for an upcoming trip, that I paid for in February

 

[borsa]

Has anyone had any luck getting the annual fee waived in the second year?

 

[kko]

http://www.bankwest.com.au/library/pdf/PDS_20120629-163837.pdf
See page 4 of the Ts and Cs.
I interpret this as buying foreign notes / currency as opposed to buying / paying things in non Australian currency, the latter earning Qf points. Correct me if I'm wrong

Thaaat makes heaps more sense Would be great to confirm with a BW rep

 

[OATEK]

Yes, I noticed people talking here in the past like one could earn points on overseas transactions, so I checked the terms and conditions which had foreign exchange purchases as being excluded.
Regards,
Renato

I have also received the points for foreign transactions such as air/train fares charged in GBP/EUR.

 

[Renato1]

http://www.bankwest.com.au/library/pdf/PDS_20120629-163837.pdf
See page 4 of the Ts and Cs.
I interpret this as buying foreign notes / currency as opposed to buying / paying things in non Australian currency, the latter earning Qf points. Correct me if I'm wrong

Interesting thanks.
I hope you are right and that Bankwest are using unusual phrasing.

When I check out exchange rates I go to xe.com who refer to themselves as a "Currency authority" and if I want to but foreign money at Amex they phrase it as "Buy foreign currency". So, I'd have expected Bankwest to exclude "Foreign Currency Purchases" if that was what they meant.

Anyhow, I'll ask Bankwest to confirm what they mean, though it is good to see all the other responses here indicating that your interpretation is the correct one.
Cheers,
Renato

 

[kko]

So has anyone who didn't get the offer in email tried calling and requesting it?