New Amex statement credits

Just in case there is any doubt. I can confirm cash back received for Vpays purchased last week at Harvey Norman.

You can use either of these cards online to purchase WISH cards. I have used Vpay for this purchase before.

You can't use Vpay in store as there is no card to use.

Mygift2U is NOT a virtual card. It is a real card. You can use it in store but have to sign for the purchase as there is no signature.

Thanks Dr Ralph, I thought it should be ok but it is nice to know as fact
 
Has this Amex lounge been at Vivid in the past? If it's a walk up bar arrangement, it could make for a good night with a few cards.
 
Has this Amex lounge been at Vivid in the past? If it's a walk up bar arrangement, it could make for a good night with a few cards.

I think this is the first time for Vivid. I do remember though that Amex had a lounge in the ground floor of the building (the MCA) at the Sydney Olympics.
 
Hit a HN today. No visa physical cards to purchase.
But they had cards with:
1. Vpay to $500max
2. Vpay to $300max
Both were $5.50 fee.
Any difference or have they just been updated?
 
Hit a HN today. No visa physical cards to purchase.
But they had cards with:
1. Vpay to $500max
2. Vpay to $300max
Both were $5.50 fee.
Any difference or have they just been updated?


Vpay $500 is new.

Previous maximum is $300 and this is what is clearly indicated on the back of the Vpay cardboard slip I collected in store today.
 
Hit a HN today. No visa physical cards to purchase.
But they had cards with:
1. Vpay to $500max
2. Vpay to $300max
Both were $5.50 fee.
Any difference or have they just been updated?

Unless I'm mistaken $50 off minus $5.5fee makes it a 9% profit

Still a great deal.. Especially since you can use these card to pay your regular bills and since your using amex for bonus points.. For me most of my bills accept PayPal so point wise it's the same
 
Anyone from Melbourne managed to buy either of the cards ? I tried both cbd and highpoint and they didn't have either variant.
 
Unless I'm mistaken $50 off minus $5.5fee makes it a 9% profit

Still a great deal.. Especially since you can use these card to pay your regular bills and since your using amex for bonus points.. For me most of my bills accept PayPal so point wise it's the same

Or it can be stacked - 14% with wish at WW,

21% with wish, cash back, click n collect at DM & CM etc......
 
Had two very different experiences today.

I went to Crown to buy Gift cards in $600 increments ($500/$100 across 4 AMEX), lady told me she can't split payments due to AMEX offer, etc, etc. I asked can I have 12 x $150 cards, and after a jaw drop she was willing to process them. I stopped at 5 cards as my 2yo daughter was playing up (nothing like daddy/daughter day at the casino!) and will order the rest from home or pick up another time. The lady was polite and only following orders by not splitting, although strange ones given there is no activation fee on them. Having all $150 cards just takes more time to create and then more time for someone to process them when I use them, BUT they were at least willing to honour the offer, albeit inefficiently.

On the way home I went to HN at Springvale Homemaker Centre, 3 x staff claimed they didn't sell vPay cards, then said they did but it is illegal to let me use my wife's card to buy them (it may be against merchant terms upon but not illegal), then said I could use my cards if they can photocopy of each card and my license. (I lol'd) They then 'called HO' and were told they can't sell them to me at all due to AMEX offer.

I presume this squirming is as they fund part of the statement credit I receive, hence their reluctance to sell me the cards, which I can live with. The attitudes of the people were appalling though, so I came up with a plan and would like thoughts on it. Given HN offer is to spend $350 in one or more txns, does anyone know who takes the hit if I shop at multiple stores? Plan is to spend as much as possible at another HN and then go back to Springvale and buy a cheap low margin item on each card. Ie $330/card on vpay's at another HN and then buying $20 iTunes cards on each at Springvale. Would this work for Springvale to fund my credit, or is it shared, or does no-one really know? The plan means I pay a little more on iTunes than I normally would but the satisfaction will be worthwhile.
 
Had two very different experiences today.


I presume this squirming is as they fund part of the statement credit I receive, hence their reluctance to sell me the cards, which I can live with. The attitudes of the people were appalling though, so I came up with a plan and would like thoughts on it. Given HN offer is to spend $350 in one or more txns, does anyone know who takes the hit if I shop at multiple stores? Plan is to spend as much as possible at another HN and then go back to Springvale and buy a cheap low margin item on each card. Ie $330/card on vpay's at another HN and then buying $20 iTunes cards on each at Springvale. Would this work for Springvale to fund my credit, or is it shared, or does no-one really know? The plan means I pay a little more on iTunes than I normally would but the satisfaction will be worthwhile.

V pay only allow max of $300 in value.
 
Just been to HN Balgowlah.
Bought $500 mygift with primary Charge-no problem and email received
Tried to buy a $1k with Accelerator. Wouldn't scan properly. Despite me saying it was OK, manager comes down to desk, says that the Amex offer has stopped then disappears for 10 minutes. He comes back holding an A4 piece of paper (?just printed) saying that Amex not taken for GCs anymore.
 
Isnt that anti-competitive?

I just went to buy a "vpay voucher" (same one I got last week) and different dude this time said no voucher we have the gift card (Physical) and that max was $300. I got the VISA GC with $305.95.

Limit 1 per person. I said I will come back tomorrow and buy more.

Man these people are really bad I hate HN Management and Gerry richie rich Harvey.

At no point do I ever want the AMEX credit's not sure why they are so antisy about the AMEX being used. LOLOLOL What if I used MasterCard or VISA? Is that allowed?

Still good for it's just a 1.98% fee, but yeah really silly and I dont understand. No wonder peopel dont buy at HN and rather online, cant wait for AMAZON to blow them out of the earth. HN Needs to close up and go bankrupt.
 
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I went to Harvey Norman at qv Melbourne . They had a sign saying gift cards no longer part of promotion which the t & c 's do state .
Said they only had epay which has apparently withdrawn its functionality while the Amex offer is on .
 

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