Indeed, it is. I have found it very difficult to hit that magic number though. I got to $349.98 I think, but then would have been stung with $12 delivery. I'm still running my numbers and deciding what to order.
Plus or Minus a few bucks is okay IMHO. It's not an exact science. You also need to buy things you want to drink.
Had many problems with my AMEX credits not being honoured. Sick of chasing them up all of the time. Going to cancel I think. Just not worth it.
I find the AMEX call centers (either in Australia or Arizona or Florida) to be excellent - such a difference vs the rest.Had many problems with my AMEX credits not being honoured. Sick of chasing them up all of the time. Going to cancel I think. Just not worth it.
Stacking multiple discount codes. You can only use one per order.
However you can stack the statement credit with one discount code, hence taking $100 off ($50 discount, and $50 statement credit) a $350 order is the optimal scenario.
I find the AMEX call centers (either in Australia or Arizona or Florida) to be excellent - such a difference vs the rest.
Had many problems with my AMEX credits not being honoured. Sick of chasing them up all of the time. Going to cancel I think. Just not worth it.
Last OT diversion...Off-topic mode, I agree, but today for the first time calling the number on my AMEX Velocity Platinum and got horrible line quality and a person who had no idea how to do anything or what I was even talking about. Do the Velocity co-branded cards use a different call centre?
Care to elaborate?
Just send them a quick email and tell them you find this very tiresome and a waste of your valuable time that they shouldn't run these if they can't manage it. You may get a little extra if they are feeling generous.
and am thinking about getting on the sign up, get the bonus points and cancel the card merry-go-round.
With full credit reporting now in force, this is not so easy to do.
With full credit reporting now in force, this is not so easy to do.
I hadn't thought this would be a consequence as cancelling would reduce overall debt.People seem to churn in US & UK. What have I missed?
I'm yet to see any such impact. I'm at 15 churns so far in the last 12 months. No hint of any problems.
I guess if you cancel before you apply, it's all good.
Maybe I'm missing something but what are you suggesting is not so easy to do?With full credit reporting now in force, this is not so easy to do.
More likely you have applied for too many cards in a short time! The trouble with this theory is that CCR has not really kicked in yet.I guess if you cancel before you apply, it's all good. I actually want to change one of my credit cards and therefore cancelling it before I obtain a suitable replacement is not an option. I have recently not got I wanted from two banks. 6 months ago or so, it wasn not a problem and there is nothing wrong with my credit file so I assumed it was the full reporting kicking in....