exceladdict
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- Mar 26, 2014
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Re: Qantas American Express Premium card /82,500 QFF points / $249 / $3k spend 3 mont
Generally, any credit application will reduce your score. A number of commentators on this forum don't think it's much of an issue, others are more concerned by it. It sounds like you're on a decent income though, which Amex will probably appreciate!
Yes, the T&Cs call out what isn't allowed, like cash advances, annual fees etc. Booking the QF flight will also get you the lounge passes and 2,500 extra bonus points under the current offer.
They're all over in the referrals thread (click here), where mine as well as some other users' are listed. One of the best things about this forum is that soliciting in threads is well monitored
Hi all, I'm considering going for this one but have a few doubts/questions:
- I'm on a 457 visa and have living here since Sept-15, so I have a limited credit history. I have a Bankwest account, HSBC account, Diners (via employer) & Bankwest QFF MasterCard - all in good standing. Would applying for another card so soon (applied for the BW card in Nov) damage my score?
Generally, any credit application will reduce your score. A number of commentators on this forum don't think it's much of an issue, others are more concerned by it. It sounds like you're on a decent income though, which Amex will probably appreciate!
- Paying for utilities seems to count under 'eligible purchases' for the minimum spend - correct? As would booking a QF flight?
Yes, the T&Cs call out what isn't allowed, like cash advances, annual fees etc. Booking the QF flight will also get you the lounge passes and 2,500 extra bonus points under the current offer.
I've read that I can sign up via an existing user's link, so if I can help someone out, please feel free to share a link with me in case I go for it
They're all over in the referrals thread (click here), where mine as well as some other users' are listed. One of the best things about this forum is that soliciting in threads is well monitored
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