Dr Ralph
Enthusiast
- Joined
- Jan 21, 2014
- Posts
- 13,412
- Qantas
- Bronze
- Virgin
- Red
I'd suspect soon after reaching the required spend, rather than at the end of the year. But the terms aren't clear on this.Does anyone know if the 1st year bonus points will be credited shortly after hitting the $12k spend, so I can cancel the card before the second year and pay no annual fee,
OR are they credited after the end of the first year meaning that you have to pay the second year fee to get any bonus points?