Finally got my card.
Initially declined the card then called up to get them to reconsider. Took the call centre operator a while before she went ahead with it as she was asking why I should be reconsidered for the card. Just told her I'm a westpac customer who has a few loans and the black card then she went ahead with getting it sent back to the credit team for reassessment. Took a couple weeks before I was contacted for payslips/tax returns etc and another week or 2 for approval.
Got my letter the mail asking me to go to the nominated branch to pick up the card and to answer more questions, mainly about identity etc. What annoyed me was trying to get to the branch. Had a quick glance at the letter and saw it said St George Clayton, so I popped that into google maps and that lead me to Huntingdale where there was no StG branch, so got out the letter and it said 366 Clayton Rd, Clayton. So popped to 366 Clayton Rd only to find that it's a bloody retail shop. I was on my phone so I opened Google and searched it up, which was of no help as it directed me to StG website which then asked me to download the app to find locations. So I did that and it pointed me to Westpac. Went down the road, past the Bank of Melbourne branch, and into Westpac to ask them where it is and they said it's probably the BoM branch. Eventually ended up in the right place.