Strategy to obtain US Amex

albyd said:
I’ll keep a closer eye out for next time Amex have this offer as it is good value pairing up the business with the personal card. I’ll need to figure out how to get an ITIN by then.

Does Amex have this bonus signup offer often throughout the year?
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Was approved for my first Amex Business card, the Bonvoy one. Applied for the card with ITIN. The application wasn't approved on the spot and was asked to call their new accounts team for verification. The friendly agent verified the address, and approved the application. He did mention there was no hard pull on the credit enquiry and was solely approved based on the relationship with them.
 
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albyd said:
I’ll keep a closer eye out for next time Amex have this offer as it is good value pairing up the business with the personal card. I’ll need to figure out how to get an ITIN by then.

Does Amex have this bonus signup offer often throughout the year?
Click to expand...
Got my ITIN from Sina B. from EIN Express. It took roughly 6 months for the process.
Note: This isn't and advertisment but a review of his services.
 
Similar to pyusha and a few others here, I got my ITIN from Sina B. actually yesterday. They even followed up with me today to make sure that I got the email and that everything was okay in terms of details of the application.

Took roughly 6 months from the start of application as well to get it sorted.

My recommendation is for those hoping to expand out from their first GT to get an application through (whether you do it yourself or take a service), and you should get an ITIN roughly the same time you get issued your FICO score.
 
I also applied for a Cap1 360 checkings account and was approved after a phone call with them.
Their verification steps were quick and efficient and involved taking a picture of passport/driving license. Did it before applying for Amex business card, just in case they wanted to do a three way call with the bank.
 
pyusha said:
Was approved for my first Amex Business card, the Bonvoy one. Applied for the card with ITIN. The application wasn't approved on the spot and was asked to call their new accounts team for verification. The friendly agent verified the address, and approved the application. He did mention there was no hard pull on the credit enquiry and was solely approved based on the relationship with them.
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Did you need to have a business income ?
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jbmemories said:
Similar to pyusha and a few others here, I got my ITIN from Sina B. actually yesterday. They even followed up with me today to make sure that I got the email and that everything was okay in terms of details of the application.

Took roughly 6 months from the start of application as well to get it sorted.

My recommendation is for those hoping to expand out from their first GT to get an application through (whether you do it yourself or take a service), and you should get an ITIN roughly the same time you get issued your FICO score.
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Does anyone know if one can obtain an itin at no cost through holding a share trading account as someone mentioned here ?
 
nightelves said:
does anyone know if the Amex Qantas Premium can be transferred across?
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There’s no transferring of cards, as such. You can keep your current Amex Oz cards, or close them if you wish.

Your relationship/history with Amex in Oz is what counts, when applying for a US Amex card using GT.

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My friend in the us just received my new gold Amex . Can’t add it to my Apple wallet even though I could add my green card previously . Any ideas ?
 
blacksultan said:
My friend in the us just received my new gold Amex . Can’t add it to my Apple wallet even though I could add my green card previously . Any ideas ?
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Number of cards added to Apple Pay. Seems there's a limit of 4 or 5 cards. Try removing another one and then try adding the Gold.
 
pyusha said:
Number of cards added to Apple Pay. Seems there's a limit of 4 or 5 cards. Try removing another one and then try adding the Gold.
[/i QUOTE]
Deleted some cards I wasn’t using . Still didn’t work . Can usually have 10 . Is this a Amex us requirement ? Have been in touch with the Apple Pay team Abe they will investigate and revert in 10 days or so .
Might be with not having the us Amex app .
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Added card to Apple Pay . Was informed by a
Ex consultant that charge cards like gold. Green and platinum do not help in creating your credit report as opposed to a credit card like the preferred card . Is that true ?
 
blacksultan said:
Added card to Apple Pay . Was informed by a
Ex consultant that charge cards like gold. Green and platinum do not help in creating your credit report as opposed to a credit card like the preferred card . Is that true ?
Click to expand...
US-issued Charge Cards do not factor into your credit utilisation rate. However, they factor into payment history, average age of accounts and the number of new inquiries.

If I was starting out on establishing a credit history, I would obtain a credit card, or two, before going after a charge card.

Edit: How Do Charge Cards Affect Your Credit Score?
Do Charge Cards Affect My Credit Score the Same as Credit Cards? - NerdWallet
 
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