Strategy to obtain US Amex

[georgie23]

DP for whoever done Amex GT and want to attach ITIN to account later. Log in your account. Then go to this link to upload your ITIN together with your Passport. It will get processed to link them. I just done that. Rep confirmed it would be linked within 72 hours.
One App

Original poster

 

[georgie23]

Got offered a HYSA offer of $350 to deposit 25K with Amex for 60 days - I may take it up as a way of sending me a interest form (1099) to do a tax return and keep ITIN active - anyone else opened one?

 

[pyramidforce]

Got offered a HYSA offer of $350 to deposit 25K with Amex for 60 days - I may take it up as a way of sending me a interest form (1099) to do a tax return and keep ITIN active - anyone else opened one?

You may choose to do so, but my understanding is that alien non-residents don't need to pay tax on bonuses from banks. I am not a tax professional.

I can't imagine the IRS would be upset at getting more money

 

[georgie23]

You may choose to do so, but my understanding is that alien non-residents don't need to pay tax on bonuses from banks. I am not a tax professional.

I can't imagine the IRS would be upset at getting more money

agh ok cheers - yes I did see that somewhere - forgot

 

[GDale]

Thanks levelnine.

I'm looking to get Chase and C1 cards next and wondering if I need to bother getting my ITIN added with Amex at all. Has anyone got Amex cards exclusively through GT, then obtained an ITIN, and then applied for Chase or C1 cards with that ITIN and been approved?

A partial data point perhaps - I have two Amex cards (both applied for without ITIN) and recently applied for my first Chase card with the ITIN. It was a slog, but I was approved after about 3 weeks.

Only a partial data point because at one stage I did reach out to amex via online chat asking for my ITIN details to be added to my account. The agent gave me one of those secure chat window forms to load my number, and did say that it had been sent off for processing, but I never heard anything more about it. Not sure if that actually did anything or not, and I haven't been able to obtain a copy of my credit report to check.

 

[nthd_nthd]

A partial data point perhaps - I have two Amex cards (both applied for without ITIN) and recently applied for my first Chase card with the ITIN. It was a slog, but I was approved after about 3 weeks.

Only a partial data point because at one stage I did reach out to amex via online chat asking for my ITIN details to be added to my account. The agent gave me one of those secure chat window forms to load my number, and did say that it had been sent off for processing, but I never heard anything more about it. Not sure if that actually did anything or not, and I haven't been able to obtain a copy of my credit report to check.

Im sure it was attached. To check for yourself, call Amex and use your ITIN to identify yourself to see if they can locate your account with your ITIN, You can also go back to the Document Center page/link where you uploaded documents to see the status.

 

[larrymull]

Hi everyone,

A little off topic but a bit unsure what avenue to go down. I have 2 US Amex's, 1 set up through GT and the other applied through ITIN over a year ago.

I am still not seeing a FICO score even after 1 year. I have a couple of credit cards but still no score. What could be causing this issue? I've even tried a couple of other reporting agencies, but they can't access it either.

It is frustrating as I did have a FICO score prior to having the ITIN, but now it just comes up with
We encountered an error while retrieving your credit score.
It may be due to insufficient information on your report.

Any suggestions would be great.

 

[georgie23]

Im in a similar boat - i am sure you have a score but accessing that score is not easy with ITIN

I was waiting for 13 months for my score to show but Amex stopped showing about 3-4 months ago (only SSN can see) but when I applied for a recent Platinum I saw a score of 684 as part of welcome pack

 

[scibo10]

Im sure it was attached. To check for yourself, call Amex and use your ITIN to identify yourself to see if they can locate your account with your ITIN, You can also go back to the Document Center page/link where you uploaded documents to see the status.

Just a DP. I uploaded my ITIN via the Document Center page and the status was Pending. Out of curiosity, I went back in to the page about 3 hours later and the status had already changed to Completed.

To check if my ITIN had in fact been added, I went into the Authentication Management page but could not see any ITIN added there. It just has my email, mobile and passport number. I also tried calling and putting in the last 4 digits of my ITIN when it requested SSN but Amex could not locate my record.

I'm not sure if Completed status just simply means that they've taken the document and sent it off for processing, or if the request was actually fully completed (which would be record-breaking speed if so). If the latter, uploading your ITIN may not actually work.

 

[GDale]

You can also go back to the Document Center page/link where you uploaded documents to see the status.

So that's the part that seemed a little different to what others have been discussing recently - I was never asked by the online chat agent to upload the IRS letter; it was just a secure pop up box with a single text field that I filled in and clicked submit

 

[mike0430]

Just a DP. I uploaded my ITIN via the Document Center page and the status was Pending. Out of curiosity, I went back in to the page about 3 hours later and the status had already changed to Completed.

To check if my ITIN had in fact been added, I went into the Authentication Management page but could not see any ITIN added there. It just has my email, mobile and passport number. I also tried calling and putting in the last 4 digits of my ITIN when it requested SSN but Amex could not locate my record.

I'm not sure if Completed status just simply means that they've taken the document and sent it off for processing, or if the request was actually fully completed (which would be record-breaking speed if so). If the latter, uploading your ITIN may not actually work.

May I ask where is this Authentication Management page pls? Thanks.

 

[scibo10]

May I ask where is this Authentication Management page pls? Thanks.

Go to Account Services -> Security & Privacy -> Authentication Management.

 

[mike0430]

Go to Account Services -> Security & Privacy -> Authentication Management.

Thanks, my acc does show ITIN there but I have used ITIN for biz amex application once. My partner's one is not showing ITIN, and she has uploaded ITIN using doc center (only been a few days so far).

 

[scibo10]

Thanks, my acc does show ITIN there but I have used ITIN for biz amex application once. My partner's one is not showing ITIN, and she has uploaded ITIN using doc center (only been a few days so far).

Thanks. I read somewhere that uploads take around 72 hours, so perhaps your partner's (and mine) are still in process.

 

[georgie23]

I just checked mine - it lists it as SSN - does your state ITIN or SSN

Social Security Number:
992******

 

[nthd_nthd]

Just a DP. I uploaded my ITIN via the Document Center page and the status was Pending. Out of curiosity, I went back in to the page about 3 hours later and the status had already changed to Completed.

To check if my ITIN had in fact been added, I went into the Authentication Management page but could not see any ITIN added there. It just has my email, mobile and passport number. I also tried calling and putting in the last 4 digits of my ITIN when it requested SSN but Amex could not locate my record.

I'm not sure if Completed status just simply means that they've taken the document and sent it off for processing, or if the request was actually fully completed (which would be record-breaking speed if so). If the latter, uploading your ITIN may not actually work.

48 hours or few days to take effect

 

[scibo10]

48 hours or few days to take effect

Do you have personal or business cards? I'm reading in other forums that Amex can only add ITIN for business cardholders.

 

[Voele]

I just checked mine - it lists it as SSN - does your state ITIN or SSN

Social Security Number:
992******

Same here, uploaded via document center a few weeks ago and shows as Social Security Number

 

[nthd_nthd]

Do you have personal or business cards? I'm reading in other forums that Amex can only add ITIN for business cardholders.

Both

 

[mattr00]

Let us know how this goes. I'm in the same boat and faxed in my W-9 last Friday and there's been no progress

Ok, nearly 3 weeks since I've sent in my W-9 (don't do that) and it seems I'm back in the same boat with the Chase Ink Preferred.

No progress, called up fraud and the guy said they've received my W-9 (cough) and is under review. Nothing more do be done. HUACA and the second agent couldn't ask verification questions (computer says no). Now need to go into a branch and get a banker to call in.

Very frustrating. @mike0430 any updates from you?

Also, daylight savings is not conducive to making eastern time calls