Strategy to obtain US Amex

[levelnine]

For anyone needing to liquidate their Biz Plat Dell credits, the following code may get you 10% off. Valid on select computers, Dell electronics and accessories.

Offer valid through: 08/24/2024
Coupon Code*: 1GW51VNV0N76?Z

 

[maverick1]

1GW51VNV0N76?Z

doesn't work on bose earbuds. Was after them. Thanks for sharing though.

 

[levelnine]

doesn't work on bose earbuds. Was after them. Thanks for sharing though.

Make sure you purchase through Rakuten for extra MR.

 

[maverick1]

Make sure you purchase through Rakuten for extra MR.

Does Rakuten reject the transaction if using overseas IP or VPN like our CB sites?
Haven't signed up yet, if you have a referral to share then please feel free to DM...

 

[levelnine]

Does Rakuten reject the transaction if using overseas IP or VPN like our CB sites?
Haven't signed up yet, if you have a referral to share then please feel free to DM...

I haven't had any trouble using it without a VPN, but no harm in using one.

Someone else feel free to send maverick a referral. I'm fortunate to have more than enough MR atm.

 

[albyd]

I've had the same US address for a long time. Was thinking of moving. How long should I wait after I move addresses before making further CC applications? I'm thinking of C1 in particular. Any DPs would be greatly appreciated

 

[levelnine]

I've had the same US address for a long time. Was thinking of moving. How long should I wait after I move addresses before making further CC applications? I'm thinking of C1 in particular. Any DPs would be greatly appreciated

General advice is to wait at least 1 billing cycle so you have a set of statements with your new address if asked for proof of address.

 

[albyd]

ok - thanks for the heads up - makes sense - especially from an address verification perspective.

I tested out the new address with C1 and didn't get any issues so am chomping at the bit to proceed but I think it's best to have that aspect covered off and ensure the move goes smoothly.

 

[Franko Costa]

For anyone needing to liquidate their Biz Plat Dell credits, the following code may get you 10% off. Valid on select computers, Dell electronics and accessories.

Offer valid through: 08/24/2024
Coupon Code*: 1GW51VNV0N76?Z

Stupid credits. I have 2 ABP cards so I will need to waste money on earbuds

 

[levelnine]

Stupid credits. I have 2 ABP cards so I will need to waste money on earbuds

They're annoying to use, especially if Dell flags you as a reseller and cans your orders. I'm currently managing seven of them and that number will prob go higher in the second half of this year. Still, I prefer them to many other credits as they can be turned into cash.

 

[Franko Costa]

They're annoying to use, especially if Dell flags you as a reseller and cans your orders. I'm currently managing seven of them and that number will prob go higher in the second half of this year. Still, I prefer them to many other credits as they can be turned into cash.

Hahahaha 7! I had tried to get a my 1st for P2 but they are making it difficult

 

[Finale]

They're annoying to use, especially if Dell flags you as a reseller and cans your orders. I'm currently managing seven of them and that number will prob go higher in the second half of this year. Still, I prefer them to many other credits as they can be turned into cash.

I miss those days when there werexbox gift cards at Dell + 10-20% amex credits + 10-15% cashback. Stacked nicely. Also when we could turn airlines credit into amazon gift cards. Still deciding if P2 should signup for business plat. It's been a while. Is there any new interesting benefit?

 

[levelnine]

I miss those days when there werexbox gift cards at Dell + 10-20% amex credits + 10-15% cashback. Stacked nicely. Also when we could turn airlines credit into amazon gift cards. Still deciding if P2 should signup for business plat. It's been a while. Is there any new interesting benefit?

Can still stack with Amex credits and cash back, but XBox GCs haven't been seen in a while.

No new benefits. Rumour is the card will get a refresh at the end of the year and Dell credit might go. Open question as to whether replacement will be any better.

 

[Franko Costa]

Rakuten for dell is now 10%

 

[Tiki]

What all codes as 5% categories for the Ink Cash in Australia? So far I have confirmed Officeworks and Vodafone as 5%.

I put $10 on Foxtel as an experiment.

What else is there?

 

[Ko0l]

Anyone find the amex foreign conversion deceiving?

When a purchase is made, the amount that pending is always at the mid market rate. (Basically same as wise before the fee is charged). But when the purchase gets posted. The amount charged always end up higher than what was actually pending before.

 

[levelnine]

Anyone find the amex foreign conversion deceiving?

When a purchase is made, the amount that pending is always at the mid market rate. (Basically same as wise before the fee is charged). But when the purchase gets posted. The amount charged always end up higher than what was actually pending before.

Amex and Chase both add about 1% to the mid market rate for foreign transactions. It's something important to keep in mind when you use US cards overseas. Despite cards being advertised as foreign transaction free, in reality they have a FTF of about 1%. Factor that into your calculations about when it makes sense to use US cards and when it does not.

By contrast, I haven't seen the same thing occur with Citi cards, but I haven't checked recently so not 100% confident on this point.

 

[velli25]

Applied for a HSBC US Premier account through AU relationship. Super simple, applied online and got an email back from HSBC within 2-3 days. They asked for a recent AU Premier statement and next day account was granted. Is there any benefits to the HSBC US Premier account aside from the address? Also applied for an ITIN through SHStudios on Fiverr...sittng tight for that now

 

[albyd]

Applied for a HSBC US Premier account through AU relationship. Super simple, applied online and got an email back from HSBC within 2-3 days. They asked for a recent AU Premier statement and next day account was granted. Is there any benefits to the HSBC US Premier account aside from the address? Also applied for an ITIN through SHStudios on Fiverr...sittng tight for that now

I don't think there are apart from the address itself. Try to get the HSBC US Premier MasterCard if you can through your US RM. As a product, it doesn't rate highly for me but may help you in other areas. I got a decent limit and they didn't ask me any personal questions. YMMV.

 

[sudoer]

Also applied for an ITIN through SHStudios on Fiverr...sittng tight for that now

FYI - I applied with SHStudio in late Apr, my application was sent to the IRS within 24 hours, and at that time they said:

Your ITIN letter will be mailed by IRS to your address in around 2 months, since it it can take between 8 to 9 weeks for the IRS to process your application and issue your ITIN.

At the 9 week mark I hadn't heard anything and asked SHStudio if there was any update, they responded with:

not yet. yours should arrive in a month since IRS now takes around 11 weeks to process. I will update you once itin issue

Why a 2 week delay by IRS should mean a month delay for me doesn't make a heap of sense, but anyway I'm at 9.5 weeks now and will report back once I've got the ITIN as a firm data point.