Strategy to obtain US Amex

[nthd_nthd]

P2 got ITIN. Applied another Amex with ITIN - 90 days since 1st GT and got rejected. Reason "The length of time is too short since the first account on your credit report was opened. (TransUnion)" Can someone give me guidance on what should be the next action- applied something else or call for recon? Card applied is the fee free Amex Everyday card.

 

[DC3]

… Applied another Amex with ITIN - 90 days since 1st GT and got rejected …

Patience Grasshopper

 

[nthd_nthd]

Patience Grasshopper

I thought 3 months is a decent time frame for a new card?

 

[levelnine]

Can someone give me guidance on what should be the next action- applied something else or call for recon?

You should always call recon for Amex if the denial isn't for system-based reasons (ie one of the system-enforced limitations).

 

[Ansett Nostalgic]

Pay the $7 per week for TextNow and it should work fine.

 

[blacksultan]

Pay the $7 per week for TextNow and it should work fine.

I actually purchased a tello plan after all . Chase tried to send me a text but it did not work and they could not call me on my tello no. They then decided did they could call me on my Australian number after all !

 

[pyramidforce]

I actually purchased a tello plan after all . Chase tried to send me a text but it did not work and they could not call me on my tello no. They then decided did they could call me on my Australian number after all !

Strange. I have no issues with HSBC and my tello number.

 

[rigram]

You can setup an eSim Tello and use WiFi calling/text - it works fine. Remember you pay to "receive" calls (unlike Australia). $10 free with Referral code: P38SCK55

 

[blacksultan]

If it is your first business card, you need to make a new login with the business card then call Chase to get your personal cards added to your business login. They will then appear on your business login; the opposite is not possible.

It’s my first biz card . I can’t seem to create a biz profile . It says my ssn ( itin ) is incorrect and I get the message this part of website is not working . Do I need to use a vpn ?

 

[levelnine]

It’s my first biz card . I can’t seem to create a biz profile . It says my ssn ( itin ) is incorrect and I get the message this part of website is not working . Do I need to use a vpn ?

Been so long since I set it up. If in doubt, I'd call in during US business hours — I've had to call in for a few tech issues and they seem to generally know how to help.

 

[dein_gesicht]

It’s my first biz card . I can’t seem to create a biz profile . It says my ssn ( itin ) is incorrect and I get the message this part of website is not working . Do I need to use a vpn ?

100% need to call. Explain to them that you cannot create a biz profile as you don't have a SSN but an ITIN. If they don't understand either ask to be transferred or hang up and try again

 

[blacksultan]

Does anyone know if purchases on the officeworks website through PayPal using the ink cash still code as 5 x ? Using the card directly does not work - the payment does not process.

 

[dein_gesicht]

Does anyone know if purchases on the officeworks website through PayPal using the ink cash still code as 5 x ? Using the card directly does not work - the payment does not process.

I pretty sure any payment through paypal doesn't trigger any bonus categories.

Happy to be corrected

 

[djchuckles]

Still seem to be stuck here. Any idea what I need to do (if anything)

 

[pyramidforce]

Im confused, ho we did you even get to that page without uploading your documents?

Mine are all uploaded but not submitted to IRS yet.

 

[mattr00]

Minor update again. Called today and seems nothing has changed - application is being processed over the next 1-2 weeks and will receive the card or letter in the mail.

Don’t get why it’s taking so long but hurry up and wait I guess

Ok, today marks 2 weeks since application and docs submitted and Chase said they are still reviewing the documents and will get back to me in 1-2 weeks with a decision.

Need some advice here. CS agent and verification agent seems unable to transfer me to anyone else or expedite the process. This seems unusual compared to the other DPs here.

 

[Igreen]

The clear deal is back till 6 Sep

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enroll.clearme.com

 

[Uncharted6264]

Still seem to be stuck here. Any idea what I need to do (if anything)

I think that just means they're waiting to receive your ITIN. They do say up to 16 weeks... looks like your about 4 in. Good luck I'm in the same position as you.

 

[pyramidforce]

Two updates on HSBC
1. Holding my breath as I spend 1285 AUD on 5x Coles Mastercard prepaid at Coles at 7am in the morning to try and get 20,000 fly buys points + 3x back on groceries - success. Amazingly the transaction was approved.
2. Trying to use mastercard gift cards to pay ATO - card declined by issuer.

Anyone have any advice?


Edit: Fraud alert from HSBC

 

[levelnine]

2. Trying to use mastercard gift cards to pay ATO - card declined by issuer.

The OzBargain posts on these deals usually have the best data points: 4000 Bonus Flybuys Points on $250 Coles Mastercard Gift Cards ($7 Purchase Fee Applies) @ Coles (In-Store Only)