The totally off-topic thread

[Flashback]

I was slowly driving my husband's shiny new Merc out of our underground carpark after a few hour's work one Sunday, not slowly enough obviously. Looked one way not the other and crammed into an absolute s**tbox old commodore, not a single panel undinged. In fact you couldn't even tell which ding I did! About 6 young blokes piled out, and I thought - oh they are going to really try it on as it was totally my fault. No way they had insurance driving a total bomb.And I'm driving a flash car, naturally it'd be insured, cos we are responsible grown ups and that's what we do. I got out exclaiming 'oh my gosh, oh my gosh, my husband''s going to kill me, he will be absolutely furious" :evil:That last bit was true.....anyway they all got cheerfully back in the car saying 'don't worry love' and off they went. Phew.
JohnK I do think people try it on, and if they know you're insured will try harder. It's an anonymous insurance company and they have heaps of dough. How about telling the woman you can't claim through your insurance company and she may back off. Even if she doesn't she may then not try to inflate her repair bill. Maybe.

My only experience was when someone crossed 2 lanes of traffic to then cut me off so I slammed on the brakes and into the back of him. Chinese chap with a Chinese DL, no insurance, etc. Fortunately my insurance company happily found him at fault for his illegal actions, so my car was repaired under my insurance but no liability on me so my no claim bonus was fine, all repairs done and no worries. It probably didn't help his case that I don't think he really knew what was going on and he went to my insurance company and opened a policy with them the day after the accident perhaps thinking that would sort him out .... :mrgreen: it did at least mean they had all his details, easy!

 

[Major]

If you run out of new cars there are some here

UNSOLD CARS

 

[whatmeworry]

If you run out of new cars there are some here

UNSOLD CARS

Quite a few old runways being used to warehouse these cars. Hopefully none of us are are in plane that requires an emergency runway!

 

[JohnK]

Any half decent forensic crash examiner can tell from the impact zone who ran into whom (and has any statements and claim form information to use).

The impression I got from the claim consultant I spoke to is the majority of car park incidents are hard to put blame on either party but in the majority of cases the person reversing is at fault. They want to avoid court cases and much easier to settle and ask you to pay excess.

It will be interesting to see what happens if I have to put in a claim.

 

[Pushka]

The impression I got from the claim consultant I spoke to is the majority of car park incidents are hard to put blame on either party but in the majority of cases the person reversing is at fault. They want to avoid court cases and much easier to settle and ask you to pay excess.

It will be interesting to see what happens if I have to put in a claim.

You'll just pay the excess. And not hear of the outcome. Their assessor will know what to do about previous damage. Surely your parents have had their insurance long enough that one claim won't impact? Our Insurance has no penalty for a claim for life.

 

[Shelf]

The excess seems a bit steep!

So you are saying it is OK for me to now say that dad was stationary when she hit the car as I misunderstood what dad was telling me?

It is a your word against theirs situation but even if liability is 50/50 we still lose $950 excess even though there is no damage to the car that needs repairing.

There are a lot of low life scum out there.

 

[JohnK]

You'll just pay the excess. And not hear of the outcome. Their assessor will know what to do about previous damage. Surely your parents have had their insurance long enough that one claim won't impact? Our Insurance has no penalty for a claim for life.

It is insured in my name and I have Rating 1 for Life. From memory NRMA was 2 claims per year and no impact but with Budget you are allowed 2 claims in one year and another in the next and then you lose it with a further claim.

The excess seems a bit steep!

From memory the basic excess was $600-$700 and I increased the excess to reduce the premium. I will back myself everytime except for freakish accidents such as this one where the other person is clearly at fault.

The last time my brother and I had an accident was in 1999 about 1 week apart and neither was our fault. I think I have had 1 claim and from memory that was in 1994.

 

[PLANT]

Anything you would buy in Hawaii before trip home to oz and maybe move on eBay?

 

[Cruiser Elite]

Here is the best little item I have added to my travel accessory bundle in quite some time:



It is dentist bib clip rubber chain thingy - dentist put one on me 2 or 3 weeks back to hold up bib and it hit me like a ton of bricks - I just gotta have one of these to hold up the napkin during meal times to avoid all spillage stains - used it for first time on MEL-SIN-PVG last week then PVG-SIN-MEL on Tuesday - PERFECT. If you can handle sitting up in F or J looking like a tool I thoroughly recommend them.

 

[Cruiser Elite]

They don't have the button hole in the napkin in J or F?

Yes on SQ they do - some airlines don't have napkins with buttom holes.

Have you flown SQ medhead? Sleeper suit provided in F has zip up neck section - no button. SQ J no sleeper suit provided - I always BYO PJ's whichever airline I fly - any flt over 3 hrs or so I always change - my PJ's consist of long or short legged tracky and t-shirt - no button - understand?

 

[Cruiser Elite]

Ymmv

Clearly MM does V - always interesting to read your posts - thanks for your contribution.

 

[serfty]

Several airlines, including CX and (IIRC, MH) provide small napkin pegs for the same purpose.

 

[JohnK]

Several airlines, including CX and (IIRC, MH) provide small napkin pegs for the same purpose.

Is that what those pegs are for?

 

[rogerkambah]

Here is the best little travel accessory bundle I have added to my in quite some time:

View attachment 28297

It is dentist bib clip rubber chain thingy - dentist put one on me 2 or 3 weeks back to hold up bib and it hit me like a ton of bricks - I just gotta have one of these to hold up the napkin during meal times to avoid all spillage stains - used it for first time on MEL-SIN-PVG last week then PVG-SIN-MEL on Tuesday - PERFECT. If you can handle sitting up in F or J looking like a tool I thoroughly recommend them.

Love it!! I can handle looking like a tool at meal time to keep my shirt pristine. Nothing worse than getting off a plane with stains down your front - then you look like a tool!

 

[Cruiser Elite]

Love it!! I can handle looking like a tool at meal time to keep my shirt pristine. Nothing worse than getting off a plane with stains down your front - then you look like a tool!

There are also times where one has multiple sectors back to back - ie MEL-SIN then 2 or 3 hrs in TPR then SIN-NRT then 1hr off plane then NRT-LAX - or MEL-SIN-FRA-JFK or MEL-SIN-BCN-GRU - last thing you want is your in flight attire to cop a right 'ol sloppin' on 1st sector then you gotta tolerate it following 2 sectors - keep in mind that simple basic medical analogy - 'prevention better than cure!' - but YMMV.

 

[robd]

Here is the best little travel accessory bundle I have added to my in quite some time:

View attachment 28297

It is dentist bib clip rubber chain thingy - dentist put one on me 2 or 3 weeks back to hold up bib and it hit me like a ton of bricks - I just gotta have one of these to hold up the napkin during meal times to avoid all spillage stains - used it for first time on MEL-SIN-PVG last week then PVG-SIN-MEL on Tuesday - PERFECT. If you can handle sitting up in F or J looking like a tool I thoroughly recommend them.

That is hiliarious

 

[PLANT]

Sourced from and cost?

 

[QF WP]

One the golfers here will like. Click the link (story about Rory McIlroy), then scroll down to the video in the middle of the article and watch (33 secs long);

The luck of the Irish abandons Padraig Harrington during the final round of the Byron Nelson Championship.

http://au.sports.yahoo.com/golf/news/article/-/23712011/mcilroy-breaks-off-engagement-to-wozniacki/

I have never seen that happen before.

 

[markis10]

Sourced from and cost?

Google is your friend, or your local baby shop for similar styles, not to mention Amazon

Amazon.com: Bluecell Pack of 2 Adjustable Napkin Clip Lanyard Neck Strap for Elderly/adult/baby: Kitchen & Dining

If you prefer a bit of bling/style

http://www.silverwareshop.co.uk/pro...spx?guid=0bb935e7-5ef0-466e-8a3b-87bfef10e2f3

http://www.victoriafielddesigns.co.uk/index.php/jewellery-shop/napkin-chains

http://www.ebay.com/itm/A470-SERVIE...ity_Disability_Medical_ET&hash=item43ca049814

 

[Cruiser Elite]

Sourced from and cost?

=> at me PLANT? If YES - dentist gave me that one - after trying it I called him back and said I want to buy 10 more - waiting on price. I did go onto ebay and search - plenty there but I cannot see any that appear this good.