The totally off-topic thread

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medhead said:
Hell yeah! you wouldn't want a government that campaigned on a particular promise to stop a project to get into office and break that promise, now would we. Funnily enough I can imagine that the same people would be whinging about broken promises if they did renege. :rolleyes:



I didn't think hecs/help/whatever it's called could be cancelled by bankruptcy. I'm also still struggling to see how the current proposal to allow unlimited fees, which will be paid initially by a government loan to students, is going to help the budget.
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Though Mr.Andrews promised before the election that there would be no compensation payable as the contract was not worth the paper it was printed on.
So do you think he is incompetent or just breaks promises.:p;)
 
drron said:
Though Mr.Andrews promised before the election that there would be no compensation payable as the contract was not worth the paper it was printed on.
So do you think he is incompetent or just breaks promises.:p;)
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But it's not compensation. It's reimbursement for expenses already incurred.
 
whatmeworry said:
People in the USA are struggling with 100k plus degrees that Mr. Pyne wants to create. Don't know why he or the group of 8 are so determined for such expensive degrees.
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I'm not entirely bothered by the absolute cost of an individual degree. I just don't see how it helps the budget to increase the cost of the loans to students nor how increasing the cost of the degree/size of the loan improves recovery.

I fail to see how this is a fix by the government. Surely the first step should be to cap places again, then to improve debt recovery.

The group of 8 love it because they get more money.

drron said:
Though Mr.Andrews promised before the election that there would be no compensation payable as the contract was not worth the paper it was printed on.
So do you think he is incompetent or just breaks promises.:p;)
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Personally I think about Victoria as little as possible. But none of the numbers mention in thread have been attributed to compensation. In which case I think it might be useful to get the terminology correct before framing your question.
 
No disputing the fact that us we and co. - Victorian taxpayers - are getting exactly what we deserve. We went to the polls knowing only too well that it was basically a referendum on East West / NO East West - and we - Victorian taxpayers - voted in the majority for NO East West.

Democracy in its purest form - cop it on the chin - suck it up - we get to vote again on Saturday 24 November 2018 - until then all you Victorians then just sit patiently in your stationary cars on the overcrowded and slow moving totally inadequate road system and stop your coughing. You got an extra public holiday for Grand Final didn't you? What more do you want?
 
drron said:
Though Mr.Andrews promised before the election that there would be no compensation payable as the contract was not worth the paper it was printed on.
So do you think he is incompetent or just breaks promises.:p;)
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medhead said:
Personally I think about Victoria as little as possible. But none of the numbers mention in thread have been attributed to compensation. In which case I think it might be useful to get the terminology correct before framing your question.
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Oh lordy me - A Banana Bender and a Croweater going hammer'n'tong over the Victorian political landscape - how timely! :lol: :lol: :lol:

Resize of Comedy.JPG
 
blackcat20 said:
But it's not compensation. It's reimbursement for expenses already incurred.
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Which fits the definition of compensation.
1. the act or state of compensating, as by rewarding someone for service or by making up for someone's loss, damage, or injury by giving the injured party an appropriate benefit.
2. the state of being compensated.

3. something given or received as an equivalent for services, debt, loss, injury, suffering, lack, etc.; indemnity:
 
I work in hospitals.No need to go to a Comedy festival.Just have to listen to the bureaucrats.:shock::lol:
 
Cruiser Elite said:
No disputing the fact that us we and co. - Victorian taxpayers - are getting exactly what we deserve. We went to the polls knowing only too well that it was basically a referendum on East West / NO East West - and we - Victorian taxpayers - voted in the majority for NO East West.

Democracy in its purest form - cop it on the chin - suck it up - we get to vote again on Saturday 24 November 2018 - until then all you Victorians then just sit patiently in your stationary cars on the overcrowded and slow moving totally inadequate road system and stop your coughing. You got an extra public holiday for Grand Final didn't you? What more do you want?
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That is the problem with democracy - you let everyone vote!!!!
 
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Had an interesting experience looking at my credit card statement today. There was a shop name I had no idea of so I rang Westpac to query the charge. Firstly it was actually incurred the day previous to the date shown on the statement.

Secondly the name bore absolutely no resemblance to the name of the store. The name on the statement was Highpoint fashion store, the actual store name was Rivers.

Once advised that it was Rivers I knew exactly what the (legitimate) charge was, but wondered why the actual merchant isn't listed rather than their handling coy?
 
We flew to Launceston from Melbourne last Thursday (09/04) and did the crossword and sudoku in each of our Qantas magazines. Earlier on today (16/04) we flew form Devonport to Melbourne and the same magazines were in the seat pocket. We did have the same seat numbers for both trips, maybe not many passengers do the puzzles whilst they are onboard, or perhaps no one asks for new magazines!
It was quite easy to tell that they were the same magazines and we weren't mistaken.
 
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Hvr said:
Had an interesting experience looking at my credit card statement today. There was a shop name I had no idea of so I rang Westpac to query the charge. Firstly it was actually incurred the day previous to the date shown on the statement.

Secondly the name bore absolutely no resemblance to the name of the store. The name on the statement was Highpoint fashion store, the actual store name was Rivers.

Once advised that it was Rivers I knew exactly what the (legitimate) charge was, but wondered why the actual merchant isn't listed rather than their handling coy?
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I get that a lot with my credit card statements. If I'm using a new store with my credit card I usually look at the receipt to see if the trading name matches the receipt. If it doesn't I make sure I keep the receipt around for when I have to match things up.
 
Cossie said:
We flew to Launceston from Melbourne last Thursday (09/04) and did the crossword and sudoku in each of our Qantas magazines. Earlier on today (16/04) we flew form Devonport to Melbourne and the same magazines were in the seat pocket. We did have the same seat numbers for both trips, maybe not many passengers do the puzzles whilst they are onboard, or perhaps no one asks for new magazines!
It was quite easy to tell that they were the same magazines and we weren't mistaken.
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I'll have a look for you on Saturday morning out of DPO.Hope you put your handle on them.Just in case I will bring some extra soduku to do.
 
Cossie said:
We flew to Launceston from Melbourne last Thursday (09/04) and did the crossword and sudoku in each of our Qantas magazines. Earlier on today (16/04) we flew form Devonport to Melbourne and the same magazines were in the seat pocket. We did have the same seat numbers for both trips, maybe not many passengers do the puzzles whilst they are onboard, or perhaps no one asks for new magazines!
It was quite easy to tell that they were the same magazines and we weren't mistaken.
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I flew A to B on an aircraft, then later that day flew C to D. Put my hand in the seat pocket and pulled out the magazine I'd stuffed in earlier that day. Can happen.
 
JohnM said:
Your comment specifically mentioned super tax. In that context, I was pointing out that the 15% tax on contributions and earnings in the accumulation phase cannot be avoided (well, for a retail or industry fund - some SMSF trustees may play games.)

Once super is in drawdown phase, it becomes an irrelevant question as no tax is demanded.
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The 15% contributions tax is reduced by any premiums paid on insurance within the fund. But given the low levels of insurance across the Australian populace, this is generally not a significant reduction (and given the increases in premiums once people reach age 45+, given the increased risk of claim).

Whilst it is unlikely that they can be avoided, the 15% investment earnings tax can be reduced JohnM. This will depend on the tax effectiveness of any shares held (franking credits) or property (any depreciation, plus tax free or tax deferred income). Industry statistics show that a fund made up of fully franked dividends can reduce its tax to approximately 8%.

As for the 15% tax on exit (for those under age 60), I haven't seen a person pay that in many years (well none of my clients anyway).

https://www.moneysmart.gov.au/super...t/how-super-works/tax-and-super#contributions
 
When working in Tassie in the past I remember a campaign to get radio stations not to broadcast radar positions.
A little late going in this morning so heard the community announcements after the 8am news.
These were-Nice pictures being taken this morning at the Latrobe roundabout.
A new cash point has appeared on Lillicoe road.
cant keep a good Aussie down.
 
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