its not one I follow closely. I am prejudiced against airline and insurance company shares
. However my perception is that dividends are good but price has been flat for years? Beats Telstra I suppose.
Even older properties are digital. You may have a paper but it’s the digital one that will get used in any sale. We have paper too but know it’s also digitised.Mine are all paper, but they are older properties. Perhaps new land releases are now digital in NSW.
FM - we have 2 homes on this property, my son lives in the other house about 1/2km down the road. Daughters partners family is very well off, so not expecting them to come to us for backing on their first home.
Borrowing QF points from us is a completely different matter, still owed 100,000 points from her last trip.
Yes the ACT went all digital a few years ago - we have one paper copy in the safe, but I know it’s been replaced - much more sensible!
Unless the Russians or Chinese or whomever hack into the system and suddenly own Australia!
Oh don’t stop there.....
Yes. Sorry you deserve self-flagellation. You should have understood and checked these issues at the time. I’m sure your “advisor” is enjoying you contributing to his childrens’ school fees for the last 25 years. He’s very happy. Why does anyone expect a financial advisor or accountant (who now are benn d from being advisors) to act in your interest. Some are very good, but IMHO most are creaming off hearty commissions from you.Well, I think I need some self flagellation.plus I’m a bit miffed. We have an old super policy set up through the company that we only use as a shelf to provide Life and disability insurance when we set up our SMSF. It only has just enough in it to cover premiums and all those pesky admin costs. But it always seemed to be like a dripping tap and we have to keep topping up faster than I thought. For some reason I finally got my act together and really looked at all the transactions. Every time we made a contribution, we could see that an amount of $58 approx was deducted. We calculated this to be about 5.5% of the amount we had just contributed. Phoned the company today and while they called it something different, it’s a trailing commision of 5.5% on every contribution, paid to our accountant who set it up, I reckon 25 years ago. I have no recollection of this, he never squeaked a word in recent years he was still getting it and he does not provide any advice on this product. It seems he could revoke his commission at any time but didn’t. So I have just put in the application to do so. He has to agree but I’m pretty much over him. It’s my fault for not knowing but I did expect better from him. I’m really disappointed in him.
That opens up too many possibilities!
He treated us as a friend. That’s what cuts the most. I trusted him. He did a great job in setting up the smsf years before their popularity. Yes, I should have checked earlier. But I never imagined he would be taking a cut. Not after all these years. At the time - we were knee deep in little kids, very busy with life. We trusted him. 25 years ago such things just weren’t known. Hell, it was even before the internet and little access to anything.
Told the pool guy that I didn't realise it was that sort of pool partyThat opens up too many possibilities!
Was he wearing his kilt?Told the pool guy that I didn't realise it was that sort of pool party
Poor Thor-cousin got all red in the face
Never thought of it. But what? Haggis and not budgies?
When the first drinks trolley came past, and offered wine, spirits, or Baileys, Now they just try to get you to sleep with a milo
