From what I can see, the airlines have no problem applying points to accounts so long as they are earnt legitimately through purchases. They are in the business of selling points, they get paid, they supply services to match the points.
The stamp people, where's their beef? They sell the cards, they earn money on the amount deposited on them, they might get a few more counter transactions on reloads than the everyday customer, but they aren't out of pocket.
The finance folk, their machines are being used, they are accepting deposits, but unless the transactions add up to a volume that looks suspiciously like money laundry, I'm guessing they are cool. They are also buying the airline points, but being paid for it by the merchants in real money.
Small traders, utilities people, others who don't like paying merchant fees for credit cards, they aren't going to whine.
Noteastpark are the ones paying for the points. They even have a sign welcoming AMEX. They must be going backwards on each sale of a fully loaded card. Of course they are going to be looking at limiting losses, especially if there are hundreds of people buying thousands of cards on a regular basis.
The solution has to be to find ways of staying under their investigation threshold, and the only way to do that is to keep purchases low and spread out if possible.
What I'm looking for now are other cards with the same capabilities. Treated as purchases - and thus points earners - accepted as normal eftpos cards, with all the normal range of outlets.
Any ideas?
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