What cheeses me off

[Vic]

I assumed this was due to them not passing on the full monthly repayment increase as interest rates rose if you were ahead

Not sure, I was paying above odds before the rises, have been gaining on scheduled balance even as rates have increased.

Our small mortgage is fully offset by our personal money in the bank. So we pay no interest. And we are thousands ahead of the schedule of paying off the capital . But NAB keeps upping how much we have to pay monthly! I should just pay it off amd be done with them but can't quite pull that trigger.

Same bank, they haven't increased payment requirements on me, yet. Unfortunately, the offset account doesn't cover the full balance.
They also stopped calling me to check in, because every time they call I ask for a lower interest rate.

The only possible issue with paying off the mortgage is they start to charge fees on your other accounts...

Post automatically merged: Jan 31, 2023

Mind you, "Legos" is not even valid if a Seppo is doing it. That's not American English, it's just ignorance.

Hmm, how do you tell people you have more than one lego then?

 

[Vic]

They keep ringing him to see if there's something they can do for him . (Maybe he should tell them to b***er off (my asterisks) Yet I don't think he's handled one single financial transaction in over forty years!

Yes, this is the call. Ask for a better interest rate.
They've stopped calling me. Occasionally, they gave me a better rate.

 

[serfty]

Hmm, how do you tell people you have more than one lego then?

By making them into Sheep.

 

[Forg]

Hmm, how do you tell people you have more than one lego then?

Well it’s not a singular when referring to pieces of the product, so I can’t tell them “I have more than one Lego”.
If I owned the entire company, I could own a Lego.
But if I only own pieces of Lego, I’d have to tell them I own more than one piece of Lego.

Similarly if I’ve got two Ikea products, I don’t have two Ikeas.
Although if I had a kea, I could have a two-eyed kea.

 

[Lynda2475]

Lego is a brand/product, it can be purchased in sets or pieces.

Therefore you can own Lego (the product). Or you can elaborate to say you own:

• one or multiple Lego sets or
• multiple pieces of Lego or
• a single piece of Lego or
• Lego shares (assuming it is a publicly listed company).

No such thing as lego (small l) or legos.

Annoys me when people say sheeps, sheep is noth singular and plural. I own a sheep (if I only have one) or I own sheep (if I own more than one).

 

[Lynda2475]

Also when the Yanks say "I could care less" when they mean "I couldn't care less."

Unfortunately, it is not just yanks, very common amongst younger Australians, it is so annoying.

"I could care less" implies you have some concern. Whereas "I couldn't care less" implies you are not the least bit bothered at all.

 

[Forg]

Unfortunately, it is not just yanks, very common amongst younger Australians, it is so annoying.

I snipped the specifics of this, because the general sentiment is still entirely accurate ... "an American influencer said it on TikTok so I will be kewl to repeat it!"

 

[clifford]

Unfortunately, it is not just yanks, very common amongst younger Australians, it is so annoying.

"I could care less" implies you have some concern. Whereas "I couldn't care less" implies you are not the least bit bothered at all.

Either way, it suggests that they don't care a huge amount.

 

[Forg]

Either way, it suggests that they don't care a huge amount.

Well actually, "I could care less" means that there are plenty of things they have fewer concerns about ... it means they actually do care quite a bit. "I could care more" implies they don't care a huge amount.

 

[clifford]

Well actually, "I could care less" means that there are plenty of things they have fewer concerns about ... it means they actually do care quite a bit. "I could care more" implies they don't care a huge amount.

Well, that's rather subjective. Can you probe into the depths of an American's mind?

 

[RooFlyer]

Our small mortgage is fully offset by our personal money in the bank. So we pay no interest. And we are thousands ahead of the schedule of paying off the capital . But NAB keeps upping how much we have to pay monthly! I should just pay it off amd be done with them but can't quite pull that trigger.

Same same but I'm leaving it there "in case" I need a vary large slug of cash right now.

 

[drron]

I couldn't care less!

 

[Forg]

Well, that's rather subjective. Can you probe into the depths of an American's mind?

It’s shallow, go deep & you’re out the other side.

However it’s objectively simple English; if you could care less, then you care more about the thing you are describing than whatever all those other things are that you care less about.

It’s like using “I could eat” to say that you couldn’t fit another thing in.

 

[Cruiser Elite]

Just totally simply it - ‘I couldn’t give cough*’

 

[Forg]

I guess, technically, that’s “a cough*” or “any cough*s” …

 

[Captain Halliday]

I guess, technically, that’s “a cough*” or “any cough*s” …

Coincidentally this is also what you say when you stand barefoot on Lego.

 

[Pushka]

Coincidentally this is also what you say when you stand barefoot on Lego.

It canes, doesn't it!

Post automatically merged: Jan 31, 2023

Same same but I'm leaving it there "in case" I need a vary large slug of cash right now.

Cruising.

 

[ketsuzei]

“Ain’t” when used by Aussies.

 

[Forg]

“Ain’t” when used by Aussies.

I ain’t got no problem with that ..

 

[Captain Halliday]

“Ain’t” when used by Aussies.

Ain’t that the truth!