Wise debit card

neils2004

Junior Member
Joined
Jun 30, 2019
Posts
23
Hi,
Has anyone had experience using a Wise debit card internationally ?
Thinking of obtaining one for use in Europe and the UK.
 
Absolutely they can - a friend just booked some tickets for something in June and I just put the pounds into his wise card and it was instantaneous

Don't wish to reply to good news with a negative, but according to the table, yes, you can receive GBP from Australia into a GBP account via SWIFT, but for Australian accounts, its only A$ - yea?

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You can generate UK bank details so the sender will do a domestic GBP to GBP transfer

That'll land GBP onto my Aussie card? Can you give a quick summary, please?
 
Don't wish to reply to good news with a negative, but according to the table, yes, you can receive GBP from Australia into a GBP account via SWIFT, but for Australian accounts, its only A$ - yea?

View attachment 430377

View attachment 430378



That'll land GBP onto my Aussie card? Can you give a quick summary, please?
You need to set up a UK bucket and you will get a UK bank account number and they will be able to GPB into that bucket with your sort code and account number - hope this helps
 
How much Gin can RF drink in 30 seconds?
That sounds like a challenge!

Chris Harris Drinking GIF by Top Gear
 
I'm thinking of jumping on the Wise bandwagon. While I have an ING Everyday Orange and NAB Visa Debit (grandfathered from Citibank Debit), Wise seems versatile enough and I think I should consider it. I have a CurrencyFair account as well, but CF isn't useful when withdrawing for cash unless you hold a bank account in the target country.

Having a quick look at the info and some posts, I'm a bit confused and wondering if it's worthwhile using:
  • There appears to be a fee in using the Wise (physical) card. This could be an issue if trying to use international ATMs to withdraw cash.
  • How good are Wise's rates of conversion between currencies compared to midmarket? (That is, when converting deposited AUD in Wise into other currency wallets)
  • There appear to be no free withdrawals, and it gets worse once you exceed a certain number of them per month, or a certain amount per month. It's worse than the only 5 transactions on the ING Everyday Orange.
My quick survey of a couple of forums (including this one) seems that people are very happy with this and the product comes highly recommended.
 

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