Woolworths Qantas card now offers 20,000 QFF [Ends 30/4/13] points

[Nizar]

Guys how long did it take for you to receive the 20k bonus points ?

Received the 20k bonus today along with the points earnt on second statement :mrgreen:

 

[ferni]

Here is a link that was emailed to me for 20k bonus points if anyone wants to try (I applied and got the card, waiting for points now)

Best Credit Card Offers

 

[pauly7]

Here is a link that was emailed to me for 20k bonus points if anyone wants to try (I applied and got the card, waiting for points now)

Best Credit Card Offers

Thanks!

How long did it take for them to approve you?

 

[legroom]

Here is a link that was emailed to me for 20k bonus points if anyone wants to try (I applied and got the card, waiting for points now)

Best Credit Card Offers

Ferni

You still have the Mac Plat Card when you applied for this one ?

No issue there ?

 

[DontGetMeStarted]

Ferni

You still have the Mac Plat Card when you applied for this one ?

No issue there ?

Sorry to jump in but just received my Woolworths Qantas MasterCard today and yes also still hold my Macquarrie Plat Card. I will cancel that one soon as have received all bonus Points. Actually surprised I was approved as also have the HSBC card too

 

[SQ421]

Applied today and all I got was "we'll inform you by post" or something to that effect. Can't remember if EDR displays an unsuccessful application message (last time around I was rejected and can't remember if it was informed onscreen or via a letter in the post!). Fingers crossed.

Also applied for a JQ Plat MC at the same time, the response there was "allow us up to 10 days to process your application" :-/ wait and watch I guess!

 

[ferni]

Thanks!

How long did it take for them to approve you?

From online application to receiving the card in the mail (without any other contact I might add) about a week, which was impressive.

Ferni

You still have the Mac Plat Card when you applied for this one ?

No issue there ?

No, my wife has that card... but don't see that it would matter as the Mac Plat Card is Macquarie, and the WW EDR CC is HSBC...

Applied today and all I got was "we'll inform you by post" or something to that effect. Can't remember if EDR displays an unsuccessful application message (last time around I was rejected and can't remember if it was informed onscreen or via a letter in the post!). Fingers crossed.

You will either get a letter declining you or the card if they approve you...

 

[blu]

Current offer expires 31 August.
I'm guessing 12 months since closing the last EDR card is enough time to wait - have applied again.

 

[ferni]

Current offer expires 31 August.
I'm guessing 12 months since closing the last EDR card is enough time to wait - have applied again.

Yep 12 months is fine

 

[SQ421]

Has anyone had any luck in calling to "reconsider" your application? I applied a few weeks ago, was rejected via mail and asked to apply again in three months time. Similar to the outcome when I applied earlier in the year.

My credit file is otherwise clean; no defaults or anything "negative".

 

[The Rok]

Has anyone had any luck in calling to "reconsider" your application? I applied a few weeks ago, was rejected via mail and asked to apply again in three months time. Similar to the outcome when I applied earlier in the year.

My credit file is otherwise clean; no defaults or anything "negative".

Check your credit score.

 

[asdf]

Check your credit score.

Do you know of any way to do that without paying Veda or a competitor?

 

[Pushka]

Do you know of any way to do that without paying Veda or a competitor?

I joined Veda for a year. Very interesting to see how many times it is checked.

 

[The Rok]

Do you know of any way to do that without paying Veda or a competitor?

No, but $85 per year is peanuts.

 

[SQ421]

Check your credit score.

I have a subscription to Veda (and I get notified every time my credit file is accessed), hence my statement about the credit file being "clean and without anything 'negative' or any defaults"

I'm not aware of any way to obtain a "score" per se (the way you can in the states). My understanding is that all you have in Australia is a record of credit applications made and defaults.

 

[The Rok]

You can get your credit score and have it updated monthly from Veda, cost is $85 per year. It's on their website and it's well worth it.

 

[DeKa]

You can get your credit score and have it updated monthly from Veda, cost is $85 per year. It's on their website and it's well worth it.

Yes, it's called VedaScore not "MyVeda". I've cancelled my old MyVeda.

 

[blu]

Applied online, card arrived in post 5 days later.

 

[asdf]

No

Thanks, I didn't think so.

$85 per year is peanuts.

I disagree that $85 is peanuts. It is an assessment of my personal circumstance that is used to adjudicate eligibility to receive credit. Why shouldn't it be available to me for free?

 

[Deleted User]

I disagree that $85 is peanuts. It is an assessment of my personal circumstance that is used to adjudicate eligibility to receive credit. Why shouldn't it be available to me for free?

You have the right to find out what's in your credit report and correct any wrong information...

You can receive a free copy if you're willing to wait 10 days. You may have to pay if you need the report faster. You can get a copy of your credit report from these credit reporting agencies:


MyCreditFile.com.au (Veda) - 1300 762 207
CheckYourCredit.com.au (Dun and Bradstreet) - 1300 734 806
Tasmanian Collection Service - 03 6213 5555
Experian Credit Report - 1300 783 684

You could have a report with more than one reporting agency. If you live in Tasmania you may need to check with the Tasmanian Collection Service and MyCreditFile.com.au (Veda). If you live in other states you may need to check with MyCreditFile.com.au (Veda), CheckYourCredit.com.au (Dun and Bradstreet) and Experian.

https://www.moneysmart.gov.au/borro...wing-basics/credit-reports-credit-repair#copy

To obtain a free copy of your credit file, despatched to you within ten working days, please complete the Veda Free Credit File Form.You will need to have the following information handy:
1. Your full name
2. Your date of birth
3. Your driver's licence number
4. Two forms of identification including

• a copy of your driver's licence, passport, birth certificate or Proof of Age card, as well as
• a document issued by an official body which includes your name and address (i.e. rates notice, utility bill or bank statement)

5. Your current residential address
6. Your previous addresses
7. Your current employer or a previous employer
8. Name of the organisation to which you last applied for credit
9. A daytime telephone number
10. Your signature
11. How you would like your file sent to you, via post, fax or email
Only you may request a copy of your own credit file. For security purposes, prior to receiving your credit file you will be asked to verify your identity. You can obtain more detailed information regarding the access and use of personal information on our Privacy section.
Please note that credit file applications for the purpose of obtaining a gaming or credit licence are not eligible for the free file service.

Get Your Free Credit File At www.MyCreditFile.com.au