Unsure re. annual fee.When do the bonus points generally post for the charge card? Is it immediately with the transaction that takes you over the spend requirement like the MR earning credit cards? And is the annual fee charged at the end of the first statement? Wondering whether it’s possible to transfer out the bonus points, use the travel (and other) credits, pay off what’s owing and then close the card before being charged the annual fee? Have been successful in doing this with the Explorer card previously.
However, points generally post instantly once spend is met. My memory is from once the spend has been posted, not pending.