Isochronous
Established Member
- Joined
- Dec 18, 2009
- Posts
- 4,679
How long does it take for the BT cheque to arrive in the mail?
Better year 1 not year 2 so I guess this depends on how long you want to keep the card!Slightly OT:
Signature offering 60K bonus on new sign ups, not fee free though reduced to $295 for life.
https://www.citibank.com.au/aus/credit_cards/cards_signature.htm
Wow - Now I understand the general consensus of people to avoid ringing Citibank at all costs!
I applied for a few additional cardholders for my Mum and the +1
However, I put down my postal address as I assumed that would mean the card would come directly to me. Of course, at some stage the lovely Government introduced new laws that require ID to be provided for addiontal cardholders that need to be verified at the Post Office (or a Justice of the Peace, for an Amex card) Both options are annoying!
That aside the ID Verification documents for Citibank arrived and they had my postal address along with the new card holders name. Upon reading the document the ID that the additional cardholders would need to provide would need to match the ID Verification document, which of course they do not!
So I rang CitiBank and that's where the fun started.
No less than 20 phone calls required and so many different things that needed to be completed etc etc
1. Cancel application and re-apply.
2. Cancel application and re-apply but it will decline as the first application was cancelled
3. Simply fill out an ID form from the CitiBank website and take to the post office - Which is ONLY for totally new card-holders
4. Transferred 3 times to the "Verification team" who rudely then transferred me back to customer service as they claimed they only dealt with brand new cards.
5. After getting the direct number to the above team, I was hung up on 4 times as the reps didn't want to help me
6. Systems down call back later
7. Systems down we will call you back later - Never happened
8. On-hold for 20 mins, while a rep claimed to fix up the address, then she hung up on me
9. We can update the addresses fro you, but before we can send the new Id Verification Letter we need a current copy of the additional card-holders ID to be emailed/faxed to us
9. Final phone call - Took well over 1 hour, rep claimed to modify my applications and that I would receive new forms with the correct addresses in the next 5-7 days, CitiBank is always slow at posting things out
So I am now waiting for new forms to come out with the address that will match the additional cardholders ID
I am far from holding my breath and the moral of the story!
If you are going to apply for additional cardholders, ENSURE that you put the address that will be listed on their ID/Bank statements and not your OWN address (if they do not live with you etc)
Phew
shockingly, this obvious loophole won't work, since no credit card providers accepts bpay from a credit card for card repayments.
Not true, there is at least one. I pay one of my platinum credit cards by Bpay from a platinum MasterCard held with another bank. I think it's a loophole as there is only one card I can pay this way. When I get my Signature card I will give it a try and see if the loophole is bank specific.
Quoka77 clear your inbox.
i have had several PMs regarding my earlier post. Happy to share with established members, just not on an open post for all and sundry to see.
View attachment 23555
Screenshot from my last payment. names changed to protect the innocent. Should be a couple of clues in there for the savvy.
Time for me to churn a few cards over so I've applied for this although the offer I get is 60k Citibank or QFF points and $295 annual fee for life.
Dealing with Citibank so far remind me what a PITA they can be, although the prize for that has to go to Macquarie Bank. Citi have a script and a checklist and if you give them anything which isn't in either, they can't cope.
Anyway, my question to anyone who has received their card is do you have the opportunity to nominate QFF points when you receive the card? I couldn't select anything other than citi rewards in the online application.
Time for me to churn a few cards over so I've applied for this although the offer I get is 60k Citibank or QFF points and $295 annual fee for life.
Dealing with Citibank so far remind me what a PITA they can be, although the prize for that has to go to Macquarie Bank. Citi have a script and a checklist and if you give them anything which isn't in either, they can't cope.
Anyway, my question to anyone who has received their card is do you have the opportunity to nominate QFF points when you receive the card? I couldn't select anything other than citi rewards in the online application.
So if you stick to citi rewards, you can still transfer the points to QFF at a later point?
Don't think so, you can switch, but won't be able to transfer existing points to QFF