$0 Annual Fee for Life on Citi Platinum/Signature CC Complimentary Insurance

[will2rob]

We are all wrong: From the Rewards Program T&C


13.8 If you opt out of Citibank Rewards,and into Citibank Qantas Rewards, you will lose all your accrued Points in Citibank Rewards.


You cannot redeem them or use the Points you accrued in the Citibank Rewards in Citibank Qantas Rewards. You cannot transfer Points from one Rewards program to the other.

https://citibank.com.au/global_docs...s_Program_TandCs_for_Signature_and_Select.pdf



So apart from that, opting into QFF from the outset will give me 60k QFF points and a 1:1 earn domestic or internationally

Opting into Citi Rewards will give me either 30k Asia Miles or 45k Velocity points or 45k Kris Flyer Miles but a 1 point per$ earn domestically or4 points internationally, with a 1.5:1 redemption rate for VA or SG or a 2:1 redemption rate for Asia Miles.

I think I'll take the 60k points, pay out the Balance transfer over 6 months and move to another card. Burning $299 for 60k QFF points is pretty cheap in the scheme of things. That's a SYD-HKG flight in J.

 

[ComeFlyWithMe]

Can I ask those who were approved how long it took for the card to arrive?

I was approved on the 15th and still no card on the 24th??

Also, is there a chance they sent to some other address?

 

[umzinator]

Can i ask how many points you get for signing up and getting approved? I am thinking about signing up to the Platinum

 

[Deleted User]

Can I ask those who were approved how long it took for the card to arrive?

I was approved on the 15th and still no card on the 24th??

Also, is there a chance they sent to some other address?

I got my card (signature) exactly 6 days after the approval email

 

[dustynn]

Can i ask how many points you get for signing up and getting approved? I am thinking about signing up to the Platinum

There is no bonus point, but you can have the card with good rewards scheme without annual fee for life.

Normally: $395 pa for Signature / $199 pa for Platinum

 

[ComeFlyWithMe]

I got my card (signature) exactly 6 days after the approval email

Found it in my (unsecured) residential mailbox despite my nomination of my PO Box as the mailing address... Had even sitting there for days as I never check it. Great security. PIN and card sitting in the same mailbox. Thanks Citi.

 

[will2rob]

Can i ask how many points you get for signing up and getting approved? I am thinking about signing up to the Platinum

There are two offers currently expiring on 31 January for the select card. One has zero bonus points and $0 annual fee for life.

http://www.citibank.com.au/familyandfriends/



The other is for 60k bonus points on first spend and a reduced annual fee of $295 p.a. For life.

https://www.citibank.com.au/aus/credit_cards/cards_signature.htm

 

[k3nnis]

Hi Guys,

If I applied for the signature and get knocked back will they automatically put me on the platinum? i.e. knocked back on income, I'm only 1-2k short on the 75k.

Thanks,
K.

 

[wxxnxs]

Hi Guys,

If I applied for the signature and get knocked back will they automatically put me on the platinum? i.e. knocked back on income, I'm only 1-2k short on the 75k.

Thanks,
K.

No, they don't, unless you request them to do an reassessment and if you are qualified for Platinum, then they will issue that to you.

 

[danza108]

Hi all,

Been a long time reader, first time posting.

I'm interested in this card and have gone through the 57 pages in this thread, but couldn't find the answer to the following question raised by astrosly. With the $0 offer for life, do you still get the standard Signature benefits? ie travel insurance, warranty, lounge passes, etc?

Cheers

Hi folks,

I'm interested in getting the signature card for the QFF points + lounge passes + travel insurance for only $49/year. Am I correct in assuming that though the FandF offer webpage doesn't explicitly list these other benefits you still get them on the $0/year for life signature card?

Also the offer ends 31 Dec but I don't need to use the card for a while (waiting for a current one to finish its year to cancel) so don't want to activate and have the $49 fee applied straight away but not use the card for some time. If I apply and get the card but don't activate it till around March, can I still enrol the card in the QFF program instead of their rewards program and don't pay the $49 fee till then? Does that sound right? That is, the program you are allocated to on the card happens at activation - even if it is months later - and not at card account creation and you can change later on.

And leyy I agree their online banking system leaves a lot to be desired including their "secure" login facility.

 

[Beta4Me]

Hi all,

Been a long time reader, first time posting.

I'm interested in this card and have gone through the 57 pages in this thread, but couldn't find the answer to the following question raised by astrosly. With the $0 offer for life, do you still get the standard Signature benefits? ie travel insurance, warranty, lounge passes, etc?

Cheers

It's the same card just $0 annual fee, so yes indeed.

 

[cfellows]

Another day, another email from citibank asking for documents. Lets have a look at how long this process has taken

3rd Dec 2013 Applied for Card
3rd Dec 2013 Extra Info requested
3rd Dec 2013 Sent Passport/2 payslips/Drivers Licence (front)

6th Jan 2014 Email sent asking for update
6th Jan 2014 Called for update, told I would need to talk to applications but they would call me, eventually put through to correct department and details verified, told I would be contacted that day for further info

7th Jan 2014 Citibank called, said my payslips were not enough income, requested another payslip
7th Jan 2014 Another payslip sent

8th Jan 2014 Citibank called, income verified but they wanted to ask me to make sure I wanted the card / could verify I had enough income? I said I wanted the card, was told it would be in the mail in a few days

21st Jan 2014 Citibank emailed, Copy of signed letter of employment requested

28th Jan 2014 Citibank emailed requested front&back of drivers lience, sent a copy of reverse side of drivers licence since they already had a copy of the front I sent on 3rd December

 

[ComeFlyWithMe]

Anyone got their PriorityPass card yet? If so, how many days after signing up online?

 

[GCC]

Signed up last Monday, card and membership pack arrived today.

 

[cove]

We have circulated this deal with our work colleagues as it is a very,very good deal that expires shortly.

 

[legroom]

Anyone got their PriorityPass card yet? If so, how many days after signing up online?

Physical cards arrived about 2 weeks later.

If desperate, you can call Hong Kong and they will FEDEX the card to you in 2 days - for USD15.

 

[will2rob]

Applied on 21/1 in the morning. Received a call from them in the afternoon requesting I'd documents,and payslips, asked to give permission to contact my accountant re my non-employment income streams.

The following day they contacted me and said they hadn't been able to get in touch with my accountant and asked for bank statements verifying my other income. Emailed the documents.

Received the following email today:

I am delighted to advise that your new SIGNATURE CARD application has been approved. Everything you need to start using your account - your Personal Identification Number (PIN) and account guide - will be with you shortly.

Your new SIGNATURE CARD offers you a range of benefits including greater security for your card and your purchases and better ways to manage your money, both online and over the phone. You can manage your account at any time day or night by visiting www.citibank.com.au or calling 13 24 84.

We will send you details of your approved credit limit in the mail with your credit card. The credit limit we offer you will be based on our assessment of your capacity and may be lower than your maximum credit limit, if you wrote one on your application form.

Thank you for choosing SIGNATURE CARD.

Yours sincerely
– Credit Operations Team

Important Information
You have received this email because you are a customer of Citibank and because we are permitted under the terms of our contract with you or we are permitted by law to send, or you have chosen to receive, this communication.

All in all, pretty quick and painless. I applied for the 60k QFF points and reduced annual fee offer rather than the $0 for life as I'll churn again in 12 months.

 

[ejd711]

My PP was about a week or so as well I think.

 

[DeKa]

Correct

The PP code is not unique to you.

My and Mrs' are the same: two different accounts.

I guess it is linked to Signature as on the PP page, the first 6 digits of the CC are pre-filled for you.

I tried to use my code with my supp card holder and it failed (well, it got to the end, but upon submitting the final form received a notification that the application had failed).
I'll try again another day in case I typo'd something, or there was something wrong at their end.

 

[legroom]

I tried to use my code with my supp card holder and it failed (well, it got to the end, but upon submitting the final form received a notification that the application had failed).
I'll try again another day in case I typo'd something, or there was something wrong at their end.

PP is supposed to be for the primary AC holder only.

We have two separate Citibank ACs where each other is a supplementary card holder, explaining two separate PP cards (two primary Signature cards with two supp cards).