AMEX rejection

[KingHuang]

Hi just wanna share My experience. No issue with credit score, income etc. After more than 18mths since closing Amex Velocity :
Feb 2024: closed CBA , then Applied and got granted ANZ
April 24: applied for Amex Explorer - rejected
June 24: applied for Wstpac - granted
Oct 24: closed AnZ then straightaway applied for AMEX Platinum personal - rejected

The next day, I applied for Amex Plat Business. Waited 4 business days before receiving an email from an actual person saying there was issue with ABN details etc. I called them the next day on business line and the staff helping me basically went above and beyond to show they really wanted me as cus LOL. ABN issue sorted, pretty much instant approval without having to provide any docs.

Post automatically merged: Oct 14, 2024

Hi just wanna share My experience. No issue with credit score, income etc. After more than 18mths since closing Amex Velocity :
Feb 2024: closed CBA , then Applied and got granted ANZ
April 24: applied for Amex Explorer - rejected
June 24: applied for Wstpac - granted
Oct 24: closed AnZ then straightaway applied for AMEX Platinum personal - rejected

The next day, I applied for Amex Plat Business. Waited 4 business days before receiving an email from an actual person saying there was issue with ABN details etc. I called them the next day on business line and the staff helping me basically went above and beyond to show they really wanted me as cus LOL. ABN issue sorted, pretty much instant approval without having to provide any docs.

I think i read a few times in this thread for the biz plat, no documents including tax statements/revenue at all?

 

[Happy Dude]

So anyone with an ABN can get an Amex Business card without docs? This seems very reckless.

 

[andye]

So anyone with an ABN can get an Amex Business card without docs? This seems very reckless.

No expert but I guess the fact that it's a Charge rather than credit card, mitigates somewhat

 

[pyramidforce]

Guess it cant hurt to ask - expired ABN OK?

 

[burmans]

Guess it cant hurt to ask - expired ABN OK?

Take a hit for the team!

 

[Cynicor]

So anyone with an ABN can get an Amex Business card without docs? This seems very reckless.

The card is held in personal name/responsibility though, not business. So no risk really.

 

[Deskorpio]

I think i read a few times in this thread for the biz plat, no documents including tax statements/revenue at all?

Didn’t ask me for any of those docs

 

[Deskorpio]

Take a hit for the team!

Guess it cant hurt to ask - expired ABN OK?

That will be pushing it LOL. Need an active ABN and be registered for GST, they will check these info. Also the person applying needs to be the Director of the company I believe

 

[georgie23]

My P2 got rejected for a card - anyone know how long till can reapply - is it 30 days or 90 days?
Thanks

 

[pyramidforce]

My P2 got rejected for a card - anyone know how long till can reapply - is it 30 days or 90 days?
Thanks

I was told 90 days but as we know front line agents may or may not know what they are talking about so I guess ymmv

I am planning on waiting like a solid 6 months of just don't touch equifax credit file and hope that this is somehow enough.

 

[georgie23]

Cheers - will wait it out and see how we go