For anyone still considering applying late in the game approvals are still happening in a decent timeframe for some.
My wife applied for the basic card Monday 11th (8pm), referred, approved Thurs 14th (7pm).
Basic card appears the go if you want your points within the month.
Is your wife a current or former ANZ customer?
I just applied for the basic and got this message:
Not sure if I should apply for the Platinum anyway...Your application has been referred
Thank you for applying for an ANZ Frequent Flyer. Unfortunately, we are unable to give you a final answer to your credit card application at this time, as further processing is required.
Your application reference number is: