ATO (tax office) payments by credit card

[amaroo]

MasterCard is 0.625 points per dollar, unfortunately much less than good old WWEDR

IIRC ANZ Black Visa = .75/$ ... uncapped!

 

[clifford]

IIRC ANZ Black Visa = .75/$ ... uncapped!

How's the Sunshine Coast? Sunny?

Have a lovely evening.

 

[amaroo]

How's the Sunshine Coast? Sunny?

Have a lovely evening.

Better if it was 1.0/$

 

[burmans]

So that is just a bit under 1c/pt? Fair value for QFF?
How about if using the Visa/MC equivalent?

Well if tax deductible the rate is of course better!

 

[Dr Ev]

I'm a bit out of touch with the latest Credit Card happenings, just been happy with my Westpac Krisflyer Platinum.
But with Amex dropping to 1.25 KF miles per $ soon and the Visa at a poor 0.5 KF miles per $ is it time to change cards?
The obvious reason to stay put would be that it's one of the few remaining full points ATO cards, but how long will that last?

Is there a better Krisflyer miles earning card that is still accepted for ATO payments?

(My spend is about 1/3 Visa 2/3 Amex + Put enough through the card that yearly fee not a major issue)

 

[get me outta here]

Anyone had recent success w' the free red AMEX Velocity Escape Card?

 

[Eggsbenedict]

Anyone had recent success w' the free red AMEX Velocity Escape Card?

I thought all Amex issued cards paid .5 points per dollar for the ATO

 

[cove]

Please forget every direct Amex card unless you want to rip yourself off when paying ATO.

 

[get me outta here]

Ok thanks cove for that advice. Will stick w' WOW Money for next 12 months w' my free year (< $2500) per month.

Please forget every direct Amex card unless you want to rip yourself off when paying ATO.

 

[legroom]

Ok thanks cove for that advice. Will stick w' WOW Money for next 12 months w' my free year (< $2500) per month.

Just ensure there would be occasional Indian takeaways as well to sweeten (curry) the deal !

The proverbial cards are disappearing at the same rate as David Copperfield's reality tricks so we need to nurse each remaining ones with lots of love.

Won't be totally surprised if ..... there is nothing left in 12 months' time (sincerely wishing I'd be wrong).

They're quick learners too.

 

[cove]

The problem with the new cost of the WOW card earning at a cost of 0.84% isn't that cost rather it is the low earn of QF points at half a point a dollar. I have been using the WOW card to produce the 72,000 points for business class flights out of Perth to the east coast. That will be half as good in a few weeks time.
On non ATO payments I applied for a Qantas Credit Union card as I want a point a dollar on a Visa or MasterCard for Qantas travel domestically.

 

[serfty]

Certainly the WOW is not going to be much good for those with ATO payments of more than $2500 per month.

At that level the cost per point is $0.0042 ... the more you spend, the cost increases, approaching the $0.0084. Factor in Annual fees and the cost could be more.

Since i have had fee waivers every year and my monthlyATO spend is under that $2.5k I'll continue to use it for QFF points.

As an aside I value velocity points at least double that of QFF points.

 

[get me outta here]

I too would like to build up my VA points, but which card to use.... with no / fee 'waiverable' and ATO points that's not an AMEX direct.

...... As an aside I value velocity points at least double that of QFF points.

 

[kevrosmith]

I too would like to build up my VA points, but which card to use.... with no / fee 'waiverable' and ATO points that's not an AMEX direct.

NAB Velocity rewards platinum..

 

[ninja-tim]

NAB Velocity rewards platinum..

It's only 0.5pt/$1 for the visa, whereas AMEX is 1.5pt/$1 spend. you'd clock up pts faster using amex despite the higher surcharge.

 

[jamesD]

As an aside I value velocity points at least double that of QFF points.

Can I ask your reason?

 

[burmans]

As an aside I value velocity points at least double that of QFF points.

More than an aside to me! Im similar in that I don't value QFF at much and traditionally have preferred SQ cards as I value SQ at at least 1.5 QF. However SQ becoming increasingly hard, maybe I should be thinking laterally and looking at VA.

 

[serfty]

Can I ask your reason?

An example may help - Over the last three weeks I have redeemed two business class one way awards between MEL and LAX for Christmas/New Year.

MEL-LAX using QF cost 96K QFF points and $513 in +++.

LAX-xBNE-xSYD-MEL with VA cost 94K Velocity points and $68 in +++.

Moreover, there has generally been far better Premium cabin availability on VA than that for Qantas.

OK, it does cost $55 to depart Australia ...

[TABLE="class: grid"]
[TR]
[TD]

1 Adult
390.00 AUD
17.95 AUD
55.00 AUD
4.22 AUD
7.20 AUD
23.10 AUD
6.50 AUD
9.10 AUD

[TH="class: first"]Qantas T/L/C Breakdown[/TH]

[TD="class: first"]Fuel Surcharge (YQ)[/TD]

[TD="class: first"]AUSTRALIA PASSENGER SERVICE CHARGE (WY)[/TD]

[TD="class: first"]AUSTRALIA Passenger Movement Charge (AU)[/TD]

[TD="class: first"]Australia Safety and Security (WG)[/TD]

[TD="class: first"]US Customs User Fee (YC)[/TD]

[TD="class: first"]US Intl Transportation Tax (US)[/TD]

[TD="class: first"]US APHIS fee (XA)[/TD]

[TD="class: first"]US INS User Fee (XY)[/TD]

[/TD]
[TD][TABLE="class: payment-table"]
[TR]
[TD="class: label"]Velocity Taxes/Fees/Carrier-Imposed Charges[/TD]
[/TR]
[TR]
[TD] 7.74 AUD QRB (Head Tax)[/TD]
[/TR]
[TR]
[TD="class: left_border"] 8.03 AUD QRM (Head Tax)[/TD]
[/TR]
[TR]
[TD="class: left_border"] 14.82AUD QRS (Head Tax)[/TD]
[/TR]
[TR]
[TD="class: left_border"] 24.13 AUD WY (Passenger Service Charge)[/TD]
[/TR]
[TR]
[TD="class: left_border"] 7.60 AUD AY (US Security Fee)[/TD]
[/TR]
[TR]
[TD="class: left_border"] 6.10 AUD XF (US Passenger Facility Charge)
[/TD]
[/TR]
[TR]
[TD="class: left_border"] 0.00 AUD UO (Taxes)
[/TD]
[/TR]
[TR]
[TD="class: left_border"][/TD]
[/TR]
[/TABLE]
[/TD]
[/TR]
[/TABLE]

 

[jamesD]

An example may help - Over the last three weeks I have redeemed two business class one way awards between MEL and LAX for between Christmas and new Year.

MEL-LAX using QF cost 96K QFF points and $513 in +++.

LAX-xBNE-xSYD-MEL with VA cost 84K Velocity points and $68 in +++.

Moreover, there has generally been fare better Premium cabin Velocity availability than that for Qantas

Thanks for the info!

 

[cove]

Well Serfty we endured XFA,XFB and the Embraer 190 I think it was (the one where the flight attendant read a book).
I would battle to get Mrscove onboard again but I am a devil for punishment so I go with them domestically when it suits me.
I still have 2 commas in the Velocity account and I am holding on tightly to my RED status.
The ATO thread has given our taxpaying citizens choices so thank you js once again.
Being in Perth we generally go on SQ but this month we are doing a QF run to LAX.