Credit Card Offers Citi Premier Sign-Up Bonus Offers & Discussion

[Rebus]

I always choose minimum available, as in my mind (rightly or wrongly) I feel that might be helpful for my next application if there's an overlap in cards

If I am approved and given a mammoth limit I will most likely request that it be reduced.

 

[kokoikaka]

I turned mine off! Going to transfer to kff tomorrow and then close the card.

I am planning to to this as well instead of I am transferring to Asia Miles.
Just wondering do you need to turn on auto sweep before the points land in your account?

 

[PDog]

I am planning to to this as well instead of I am transferring to Asia Miles.
Just wondering do you need to turn on auto sweep before the points land in your account?

I suspect so, cause it's a condition of the bonus points. If you take more than a month to hit your minimum spend you'll have time to turn it off. You get to select the date of the auto sweep.

Edit: Asia miles doesn't come up as an option for me? Only Flybuys, Krisflyer and Velocity

 

[kokoikaka]

I suspect so, cause it's a condition of the bonus points. If you take more than a month to hit your minimum spend you'll have time to turn it off. You get to select the date of the auto sweep.

Thanks mate
How long does it take for the point to arrive after you met the spend requirements?

 

[PDog]

Thanks mate
How long does it take for the point to arrive after you met the spend requirements?

Less than a week, I was overseas at the time so wasn't paying close attention.

After turning the auto sweep off I manually transferred some to Krisflyer as a test, and although there was a generic warning saying the transfer might take up to 28 days, it took two

credit to @mokuni for the tip!

side note - the fraud alert team / system at Citi superfast and efficient. Twice I've made two payments to the same vendor in quick succession and Citi blocked my card and removed it from apple pay in minutes and told me via text. As soon as I replied to the text that it was a legit charge, the card (and apple pay) was immediately released, and the second charge honoured with nothing further required from me.

 

[kamaro]

Hey all, I hit the minimum spending over a week ago, and until this momentn I did not get the points or the email. I conattced Ciit via phone twice, but the consultants are useless and only read and the T&C. Any advice on how I can speed up this? Need to book a trip for April with Virgin....

 

[billmurray]

Hey all, I hit the minimum spending over a week ago, and until this momentn I did not get the points or the email. I conattced Ciit via phone twice, but the consultants are useless and only read and the T&C. Any advice on how I can speed up this? Need to book a trip for April with Virgin....

Wait until your statement period lands

 

[aaa99]

Just received the points.

I know it is possible to manually transfer the points before the sweep
But is it possible to turn off the autosweep and manually transfer at a later stage (when there is a transfer bonus)

Will Citi take back the rewards points if I turn off the autosweep but leave the points in the Citi account?

 

[Rebus]

This card includes Priority Pass membership with two free lounge visits. I tried to sign up via the invite code on the Citi website but it didn't work. Has anyone else who recently took up this card activated their PP membership?

 

[PDog]

This card includes Priority Pass membership with two free lounge visits. I tried to sign up via the invite code on the Citi website but it didn't work. Has anyone else who recently took up this card activated their PP membership?

It worked fine for me.
Just a warning though, the two passes are only usable by the member. You can’t take a guest using your second pass, you need to pay $35USD for your guest.

 

[Dr Ralph]

Applied for this today. Will update re my experiences.

 

[MooTime]

Applied for the Citi prestige card & success.
Wasn't sure I'd be approved as bit of a churner, so pretty happy.

Decent chunk of 150k velocity points & find the priority pass very interesting.
Will slowly lose my VA WP so lounge access will depart or maybe replaced with this PP.
The 7hunj AF adequately saves a status run

 

[Dr Ralph]

Applied for this today. Will update re my experiences.

Well that was pretty quick. Received an email before 9AM today saying application rejected. The following generic list of reasons provided:

"Factors that we consider in our assessment may include (but are not limited to):

(i) Your ability to repay credit based on your total income
(ii) Your existing debts, expenses and other commitments
(iii) The security of your employment
(iv) Your credit history including previous bankruptcy, defaults, serious credit infringements, high number of credit applications and unsatisfactory repayment history
(v) Your credit score - this is a figure we calculate that indicates your likelihood of repaying the credit you applied for, and includes elements of all the information listed above; and
(vi) Other eligibility requirements for the product."

The only relevant issue that I can see is this one "high number of credit applications".

So looks like Citi is now cracking down on churners.

 

[Flatlinerz]

Pretty easy to get approved on this card

 

[Dr Ralph]

Pretty easy to get approved on this card

Clearly not. Only my 2nd rejection in more than 150+ churns.

 

[drmatte]

Clearly not. Only my 2nd rejection in more than 150+ churns.

150!!! I get through a few a year but that is impressive!

I applied and got approved for this. I have been declined by Citibank in the past, I suspect on too many cards recently closed or opened. I don't even get asked to provide documentation for my rental income (possibly as I already hold the prestige card with CITI they were happy to trust that I pay on time?)

But I only applied for this card as I was rejected by ANZ after hours on the phone, who have approved me in the past.

It's so hard to know what is worth a credit score hit and what isn't.

 

[csgo]

150!!! I get through a few a year but that is impressive!

I applied and got approved for this. I have been declined by Citibank in the past, I suspect on too many cards recently closed or opened. I don't even get asked to provide documentation for my rental income (possibly as I already hold the prestige card with CITI they were happy to trust that I pay on time?)

But I only applied for this card as I was rejected by ANZ after hours on the phone, who have approved me in the past.

It's so hard to know what is worth a credit score hit and what isn't.

how long did you have wait before re applying for one?

 

[MooTime]

150!!! I get through a few a year but that is impressive!

I applied and got approved for this. I have been declined by Citibank in the past, I suspect on too many cards recently closed or opened. I don't even get asked to provide documentation for my rental income (possibly as I already hold the prestige card with CITI they were happy to trust that I pay on time?)

But I only applied for this card as I was rejected by ANZ after hours on the phone, who have approved me in the past.

It's so hard to know what is worth a credit score hit and what isn't.

I don't even know if the credit score holds much weight any more.

More n more weight is on cards applied for etc in recent times.

Salary, expenses, loan, cash at bank play lesser importance imo.

 

[BettyB]

Well that was pretty quick. Received an email before 9AM today saying application rejected. The following generic list of reasons provided:

"Factors that we consider in our assessment may include (but are not limited to):

(i) Your ability to repay credit based on your total income
(ii) Your existing debts, expenses and other commitments
(iii) The security of your employment
(iv) Your credit history including previous bankruptcy, defaults, serious credit infringements, high number of credit applications and unsatisfactory repayment history
(v) Your credit score - this is a figure we calculate that indicates your likelihood of repaying the credit you applied for, and includes elements of all the information listed above; and
(vi) Other eligibility requirements for the product."

The only relevant issue that I can see is this one "high number of credit applications".

So looks like Citi is now cracking down on churners.

Thanks for the update DrRalph. Churning is becoming harder!

Post automatically merged: Saturday at 1:46 PM

150!!! I get through a few a year but that is impressive!

DrRalph is the number 1 churner on this site! His tips and advice have helped me enormously.

 

[burmans]

I don't even know if the credit score holds much weight any more.

The credit score itself, no I don’t think any credit provider uses it. BUT, the credit bureau(s) have a huge amount of data over time and hence understand a lot about what factors indicate a higher likelihood of default down the track. They developed developed the scores using these factors and my understanding (from working in this area) is that while there are some minor differences credit providers also weight the same factors ( maybe slightly different weights but the same factors).