Hi. Long time reader, first time poster. QFF addict. Business traveller reaping personal benefits from business travel, shopping habits and CC promotions to fund my international vacation travel addiction.
I just applied for the CBA card with 40,000 points - Online approved in 2 minutes.
This amazes me, as so far this calendar year I have applied for NAB plat and got their 40k bonus with no fee. Got the ANZ plat with 50K bonus and no fee (awaiting for ANZ points to be credited), applied this morning for the CBA plat with 40k free,
but last week applied for Jetstar with 50k sign up bonuses and got rejected !
Who knows what giudelines they use. I am a fair income earner with very little personal debt and high savings, and always pay card off by due date - I use cards purely for conveniene of not having to carry cash, and for the points earn.
So interesting that the Jetstar card got declined, but all major banks approve me.
PS my ongoing card (the one I never cancel and use all the time as part of my wealth package) is the WBC Earth Black. So I have that in the wallet also.
I just sign up, do the minimum spend, then leave the card at home and never use it again until its time to pick it up and cancel before the first year is up.