Gift Cards for everyday purchases to double points?

[Deleted User]

Hey, what is that actually telling me ...:-| Ok, I just noticed the fine print, got it now.

Oh, I see you got the Mothers Day extra points too and the double points?? If my wish cards ever arrive, I hope to get those on my cards too.

But, I don't follow the receipts - except that you managed to spend a lot! I ordered $2,000 worth and a slab of that will get me the deals I mentioned I hope on my ipad min.

The above receipt is a graphic representation of a saving of $62.50 ($1,250 x 5%) A result of buying wish cards at 95% of their face value... i.e I spent $1,250 but it only cost me $1187.50, also while earning 1,187 QFF points using a QEDRWOW Mastercard for the initial purchase of the said wish cards

 

[get me outta here]

Just to update on gift cards ordered from National Seniors. After a very stressful wait for the cards, finally 18 days after ordering and paying, they have arrived.

I think this reflects quite badly on Nat Seniors. I got one of the last ipads available in Canberra at any Big W.

Anyway, I got 5% off the Ipad Min from the Wish card + $15 off as an EDR promo, + double points for an EDR Mother's Day promo.

 

[Deleted User]

Just to update on gift cards ordered from National Seniors. After a very stressful wait for the cards, finally 18 days after ordering and paying, they have arrived.

I think this reflects quite badly on Nat Seniors. I got one of the last ipads available in Canberra at any Big W.

Anyway, I got 5% off the Ipad Min from the Wish card + $15 off as an EDR promo, + double points for an EDR Mother's Day promo.

18 days is a very long time to wait...

 

[cove]

Yes I only order $2,000 of Coles cards for $1902 from National Seniors for the olds.
RAC in WA are 2 days so they supply the Woolies Wish Gift cards where $1,000 cost $950.

 

[DeKa]

Does anyone have experience of how long Lumo Advantage take to ship WW 5% off Gift cards?
Advantage Online Partners | Save on 1000's of top Brands

 

[lovetravellingoz]

RAC in WA are 2 days so they supply the Woolies Wish Gift cards where $1,000 cost $950.

If I did that on my Reserve I would earn 2.0 points per $ = 1900 points .

If I use my Edge at WOW to buy a gift Card (or to pay direct with the Edge) I would earn 4.0 points per $ = 3600 points, but would have $50 less. (though are then any mailing costs, and if yes then the gap is less than $50)

Another 1900 points is worth a lot more than $50 to me.


Now if my cards earnt at normal rates...

If I did that on my Westpac Black I would earn 1.5 points per $ = 1425 points .

If I use my Edge at WOW I would earn 3.0 points per $ = 2850 points, but would have $50 less.

Another 1425 points is worth a lot more than $50 to me.

Now each to their own, but I would rather just pocket the extra points at less hassle than getting the 5% off gift cards.

But then I am biased to use any method I can find to cost effectively acquire points. I prefer lower cost than this...but will take then none the less.

 

[cove]

When I buy $8000 face value for $7,600 in Woolies gift cards I use Amex for the extra points bang for the buck. Tend to do this 2 or 3 times each year.
Cannot do Platinum Edge until July 21st when ATO gets expensive.

 

[Deleted User]

If I did that on my Reserve I would earn 2.0 points per $ = 1900 points .

If I use my Edge at WOW I would earn 4.0 points per $ = 3600 points, but would have $50 less. (though are then any mailing costs, and if yes then the gap is less than $50)

Another 1900 points is worth a lot more than $50 to me.


Now if my cards earnt at normal rates...

If I did that on my Westpac Black I would earn 1.5 points per $ = 1425 points .

If I use my Edge at WOW I would earn 3.0 points per $ = 2850 points, but would have $50 less.

Another 1425 points is worth a lot more than $50 to me.

Now each to their own, but I would rather just pocket the extra points at less hassle than getting the 5% off gift cards.

You are 100% correct..... but for me 5% saved is 5% earned I use my 5% saved to fund the fee for paying my taxes on my favorite Mastercard at the ATO, for this I get a return of ~208 points per $1 or 10,417 QFF for every $50 "saved"

Just saying...

($1,000x5%=$50) & ($10,417x0.48%=$50) & (10,417÷$50=208)

 

[lovetravellingoz]

You are 100% correct..... but for me 5% saved is 5% earned I use my 5% saved to fund the fee for paying my taxes on my favorite Mastercard at the ATO, for this I get a return of ~208 points per $1 or 10,417 QFF for every $50 "saved"

Just saying...

($1,000x5%=$50) & ($10,417x0.48%=$50) & (10,417÷$50=208)

1/ Many people do not have unlimited tax bills to pay, or have caps on how many points they can earn on their cards.

2/ One can do both, but only if you need to pay the ATO.


But yes I mainly acquire points at much lower costs, and some at no cost.....but I need to eat, and don't have large tax bills.

 

[cove]

Today I got our tax returns to review. The big outches were the flood levy and the health insurance levy which are both uncapped. Lucky I have uncapped credit cards.
Platinum Edge is a choice that many without tax bills should consider as the points earn is special at the supermarket.

 

[shifty]

Today I got our tax returns to review. The big outches were the flood levy and the health insurance levy which are both uncapped. Lucky I have uncapped credit cards.
Platinum Edge is a choice that many without tax bills should consider as the points earn is special at the supermarket.

Lodged mine last week, it brings tears to my eyes.

 

[Deleted User]

Today I got our tax returns to review. The big outches were the flood levy and the health insurance levy which are both uncapped. Lucky I have uncapped credit cards.
Platinum Edge is a choice that many without tax bills should consider as the points earn is special at the supermarket.

What's the conversion rate to sq...?

 

[cove]

I think it is something like 3 per dollar but I hope someone who has the Platinum Edge Amex corrects my post as I don't have this card.

 

[Sn00py]

If I did that on my Reserve I would earn 2.0 points per $ = 1900 points .

If I use my Edge at WOW to buy a gift Card (or to pay direct with the Edge) I would earn 4.0 points per $ = 3600 points, but would have $50 less. (though are then any mailing costs, and if yes then the gap is less than $50)

Another 1900 points is worth a lot more than $50 to me.


Now if my cards earnt at normal rates...

If I did that on my Westpac Black I would earn 1.5 points per $ = 1425 points .

If I use my Edge at WOW I would earn 3.0 points per $ = 2850 points, but would have $50 less.

Another 1425 points is worth a lot more than $50 to me.

Now each to their own, but I would rather just pocket the extra points at less hassle than getting the 5% off gift cards.

But then I am biased to use any method I can find to cost effectively acquire points. I prefer lower cost than this...but will take then none the less.

I though the Reserve earned 1.0 Point per $ & the Edge at a supermarket directly earned 3.0 point per $?

How did you end up with 2.0 points per $ & 4.0 points per $ in the calculation?

 

[Deleted User]

I though the Reserve earned 1.0 Point per $ & the Edge at a supermarket directly earned 3.0 point per $?

How did you end up with 2.0 points per $ & 4.0 points per $ in the calculation?

+1 for edr swipe perhaps?

Intrested to know what these convert to for VA / SQ

 

[lovetravellingoz]

I though the Reserve earned 1.0 Point per $ & the Edge at a supermarket directly earned 3.0 point per $?

Yes that is so.

How did you end up with 2.0 points per $ & 4.0 points per $ in the calculation?

I did an "Oliver"



.....I asked for more

 

[Sn00py]

+1 for edr swipe perhaps?

Intrested to know what these convert to for VA / SQ

Actual gift card purchases do not earn EDR points.
The spend (at checkout) paid by the gift card earns EDR points.

 

[Deleted User]

Actual gift card purchases do not earn EDR points.
The spend (at checkout) paid by the gift card earns EDR points.

Edge points to VA / SQ I mean

 

[Sn00py]

Edge enrols in Membership Reward Ascent

VA & SQ = 1 MR point is equal to 1 VA Point or 1 SQ Mile

 

[lovetravellingoz]

+1 for edr swipe perhaps?

Intrested to know what these convert to for VA / SQ

1;1 to SQ. so $1 = 3 Krisflyer miles.

I don't move points to VA. Can't see the value in it.

I did recently redeem an award flight on MEL-CNS return on VA though ...but did it as partner award on SQ as it was much cheaper points wise and no taxes.