NAB QFF Signature Card, 100K Bonus Points, $395 fee, $3000 spend (update Nov-17)

[Spizz]

What is the minimum income to apply for the Signature card as it is not listed and don't want my Credit Score dropped down for no reason?

 

[Dr Ralph]

Not normally. I have never had an issue.

I paid one 5k bill on receiving the card and 105000 points were in my account on the first statement.

NAB, in my experience are very easy to deal with and have had no issues with points posting.

5 days after the statement issued, no points at all have arrived. Met minimum spend within a week of getting the card.

Will contact them via online messaging if nothing shows up by tomorrow.

 

[rock86]

What is the minimum income to apply for the Signature card as it is not listed and don't want my Credit Score dropped down for no reason?

There is no minimum income, which makes sense, but you need to be able to prove that after your income and expenses you realistically have the capability of meeting card repayments.

 

[weirluo]

There is no minimum income, which makes sense, but you need to be able to prove that after your income and expenses you realistically have the capability of meeting card repayments.

Thanks Rock 86. I have had this card for a month now and my wife is thinking to apply for one. The problem is she doesn't have a stable income. Does Nab accept joint income + asset/liability based serviceability?

I also need more than one additional card with this card. Unfortunately, Nab only gives one. Are there anyone who has managed to get more than one from Nab?

Thanks

 

[rock86]

Does Nab accept joint income + asset/liability based serviceability?

Not that I am aware, it's based solely on your share of expenses plus your income.

 

[Coathanger]

5 days after the statement issued, no points at all have arrived. Met minimum spend within a week of getting the card.

Will contact them via online messaging if nothing shows up by tomorrow.

Similar experience here with statement issuing on 1st February. The 100K bonus points are showing up as earned on credit card statement, but not in QFF.

Interesting message at the bottom of the statement:

Don't miss out on Qantas Frequent Flyer Points
To earn Qantas Frequent Flyer Points using your NAB Qantas Credit Card account, you must provide NAB with your valid Qantas Frequent Flyer membership details. To do so, please call us on 13 22 65 between 7am and 9pm (AEST), Monday to Friday or 8am and 6pm (AEST) Saturday and Sunday

I'm certain the QFF number was provided during application so will call up tomorrow to see what's happened as I have flights that I'm ready to book.

 

[benjy]

I'm certain the QFF number was provided during application so will call up tomorrow to see what's happened as I have flights that I'm ready to book.

Save a phone call and send a secure message, response usually received within 24 hours

 

[weirluo]

Not that I am aware, it's based solely on your share of expenses plus your income.

To answer my own question, applied on Saturday and she received a message today confirming it's approved with 15k limit.

 

[rock86]

To answer my own question, applied on Saturday and she received a message today confirming it's approved with 15k limit.

Joint application?

 

[weirluo]

Joint application?

nope, two separate new applications. I applied on Friday over the phone, got approved on the same day. And my wife applied online on Saturday, got approved on Monday.

 

[Coathanger]

Points posted this morning after speaking to a CSR on yesterday. He agreed my QFF number was already on file and that the points should have posted with the first statement and escalated to the back office team managing NAB Rewards.

I also received a response to my Secure Message saying they could see I had spoken to a CSR already last night.

 

[deepakabc]

Can you earn point on BPAY payments

 

[Dr Ralph]

5 days after the statement issued, no points at all have arrived. Met minimum spend within a week of getting the card.

Will contact them via online messaging if nothing shows up by tomorrow.

Used online message system to contact them.

Didn't get a response but 3 days later around 3000 points showed up in my QFF account.

No bonus points though, despite me meeting minimum spend during first statement period.

 

[shadowground]

Very efficient application with NAB, applied and received same day confirmation on Tuesday (06/02), card was received on Thursday (08/02). Now to hit the minimums!

 

[Dr Ralph]

Used online message system to contact them.

Didn't get a response but 3 days later around 3000 points showed up in my QFF account.

No bonus points though, despite me meeting minimum spend during first statement period.

UPDATE: 100,000 bonus points showed up 2 days later as a separate transaction.

Points awarded within 1 month of joining.

Cancelling today.

 

[Danger]

What proof of income was required for non-self employed folk? The last two payslips? Last three months?

 

[Dr Ralph]

What proof of income was required for non-self employed folk? The last two payslips? Last three months?

Yes, two recent payslips.

 

[NoName]

UPDATE: 100,000 bonus points showed up 2 days later as a separate transaction.

Points awarded within 1 month of joining.

Cancelling today.

Any refund of annual fee?


Also would a deposit to IG Markets via PayPal as discussed in another thread qualify for the spend requirement? Don’t really have a pressing need to spend $3k and would want to have the cash back on the card in quick time before cancelling ASAP.

 

[Dr Ralph]

Any refund of annual fee?

No.

Any refund of annual fee?


Also would a deposit to IG Markets via PayPal as discussed in another thread qualify for the spend requirement?

Did for me.

 

[weirluo]

Can you earn point on BPAY payments

I've searched some old 2016 threads saying Nab still gives points on BPay, not sure about if that still is the case