NAB QFF Signature Card, 100K Bonus Points, $395 fee, $3000 spend (update Nov-17)

[deepakabc]

I've searched some old 2016 threads saying Nab still gives points on BPay, not sure about if that still is the case

I did bpay payment other day and yes I earned points

 

[Kangol]

No.

How soon was it charged? It looks like with some recent info, they are quicker to charge the AF making it less likely to hit and quit, fee free.

 

[Dr Ralph]

How soon was it charged? It looks like with some recent info, they are quicker to charge the AF making it less likely to hit and quit, fee free.

Within the first statement period and before the bonus posted.

 

[deepakabc]

Within the first statement period and before the bonus posted.

They charged annual fees in first statement and havent received bonus points yet

 

[rock86]

They charged annual fees in first statement and havent received bonus points yet

You're surprised?

 

[Dr Ralph]

They charged annual fees in first statement and havent received bonus points yet

Normal pattern I think now for NAB.

You might want to double check that the spend you've made qualifies for the bonus points. There are always some exclusions.

 

[deepakabc]

I have received points 100k points after first statement

 

[deepakabc]

Normal pattern I think now for NAB.

You might want to double check that the spend you've made qualifies for the bonus points. There are always some exclusions.

Normal pattern I think now for NAB.

You might want to double check that the spend you've made qualifies for the bonus points. There are always some exclusions.

just received points 100k points

 

[mviy]

NAB's going to start doing comprehensive credit reporting this month with the credit rating companies so we'll see more detailed information on credit reports e.g. when the account is closed and whether or not the minimum repayment was made for each of the last 24 months. Not sure whether any of that will be done retroactively for months in the past or just for any new information from this month on.

 

[AviationNZ]

Applied last Sunday, approved same day, and card arrived within a few days. So much easier than Citibank!!! Second NAB QF Signature card in 6 months.

 

[Dr Ralph]

NAB's going to start doing comprehensive credit reporting this month with the credit rating companies so we'll see more detailed information on credit reports e.g. when the account is closed and whether or not the minimum repayment was made for each of the last 24 months. Not sure whether any of that will be done retroactively for months in the past or just for any new information from this month on.

It will be retrospective.

Can already see it reported on my credit file.

 

[Skyhawk]

Which credit file companies are already showing this data?

 

[Dr Ralph]

Which credit file companies are already showing this data?

There's a discussion here:

CC churning - equifax scores

 

[burmans]

NAB's going to start doing comprehensive credit reporting this month with the credit rating companies so we'll see more detailed information on credit reports e.g. when the account is closed and whether or not the minimum repayment was made for each of the last 24 months. Not sure whether any of that will be done retroactively for months in the past or just for any new information from this month on.

Just from January on on my file.

 

[yld200]

Applied in early Feb and met the spend requirement before the first statement. Normal points posted but no bonus points yet.

 

[Robert K]

Applied last Sunday, approved same day, and card arrived within a few days. So much easier than Citibank!!! Second NAB QF Signature card in 6 months.

2nd in 6 months for 2 different people?? there's no cool down preiods?

 

[Dr Ralph]

2nd in 6 months for 2 different people?? there's no cool down preiods?

No idea what a 'cool down' period is. That's not a term I've ever seen used on AFF.

But if you are referring to exclusion periods, then no, NAB has no exclusion period. Cancel and apply again immediately for the same product if you wish.

 

[AviationNZ]

2nd in 6 months for 2 different people?? there's no cool down preiods?

No idea what a 'cool down' period is. That's not a term I've ever seen used on AFF.

But if you are referring to exclusion periods, then no, NAB has no exclusion period. Cancel and apply again immediately for the same product if you wish.

As Dr Ralph said, NAB don't have exclusion periods. I've done two cards within 6 months for myself alone.

 

[yld200]

Applied in early Feb and met the spend requirement before the first statement. Normal points posted but no bonus points yet.

100K points posted this morning 5 days after standard points posted. Thanks NAB.

 

[Kangol]

100K points posted this morning 5 days after standard points posted. Thanks NAB.

Guessing your annual fee was charged in the first statement cycle?