Qantas Cash Card

[Deleted member]

As we all "already know"... Only downside is the time it takes to refund preauthorisations on the card for hotel checking.
But I like the earn rate using QCC overseas. And using my own money while at it too.

In my case the currency fluctuations cost me big time (£v$)

 

[Cynicor]

Out of interest, how hard is it to get a credit card (for authorisations etc) if the subset of "travellers who can afford to rent or stay in a hotel"?

All of my student friends (when I was a student I had a pretty decent scholarship income) seemed to have credit cards with no parental backing.

 

[ComeFlyWithMe]

Out of interest, how hard is it to get a credit card (for authorisations etc) if the subset of "travellers who can afford to rent or stay in a hotel"?

All of my student friends (when I was a student I had a pretty decent scholarship income) seemed to have credit cards with no parental backing.

As far as I'm aware, it is only bankrupts, serial defaulters and those with no declared income. There are a lot of trust fund babies out there to consider!

 

[TomVexille]

Out of interest, how hard is it to get a credit card (for authorisations etc) if the subset of "travellers who can afford to rent or stay in a hotel"?

All of my student friends (when I was a student I had a pretty decent scholarship income) seemed to have credit cards with no parental backing.

As far as I'm aware, it is only bankrupts, serial defaulters and those with no declared income. There are a lot of trust fund babies out there to consider!

Well I assume there's a subset of people living here on temporary visas, or attempting to gain residency, which would preclude you from having a card issued in Australia until you do so. It's not just about income and defaults.

 

[eminere]

Well I assume there's a subset of people living here on temporary visas, or attempting to gain residency, which would preclude you from having a card issued in Australia until you do so. It's not just about income and defaults.

They could still very well have credit cards issued from their home country that would just be as readily accepted for pre-authorisations.

 

[TomVexille]

They could still very well have credit cards issued from their home country that would just be as readily accepted for pre-authorisations.

You obviously take having a credit card for granted. Quite simply there's plenty of people who have the means to travel quite frequently but the banks here won't give them a credit card.

As for having a card from another country, why would you be paying account fees on something you wouldn't really be using. Sounds silly to me.

 

[eminere]

As for having a card from another country, why would you be paying account fees on something you wouldn't really be using. Sounds silly to me.

And you are obviously assuming there are account keeping fees charged on those cards. Unlike the banking system here many credit cards are offered free in other countries. Those people you referred to previously as "living here on temporary visas, or attempting to gain residency" could continue to use their home-issued credit cards here if they wish, particularly if they have "the means to travel quite frequently".

 

[TomVexille]

And you are obviously assuming there are account keeping fees charged on those cards. Unlike the banking system here many credit cards are offered free in other countries. Those people you referred to previously as "living here on temporary visas, or attempting to gain residency" could continue to use their home-issued credit cards here if they wish, particularly if they have "the means to travel quite frequently".

Just let me know next time you move overseas.

And you still haven't explained what Australian citizens who are unable to have a credit card can use when a hotel refuses to let you pay cash as a pre-authorization.

 

[eminere]

Just let me know next time you move overseas.

And you still haven't explained what Australian citizens who are unable to have a credit card can use when a hotel refuses to let you pay cash as a pre-authorization.

I've actually relocated countries twice without any major problems.

Personally, if I didn't have a credit card and a hotel I needed to stay at didn't accept cash I'd use a prepaid card. I prefer it to using traveller's cheques or bank drafts - though these are perfectly valid alternatives. What I wouldn't do is then go on to a forum and post about how unhappy I am with Qantas that pre-authorisations from their prepaid card takes a longer time to reverse, as if it were Qantas's fault, because I accept this as a necessary consequence of using a (any) prepaid card.

 

[TomVexille]

I've actually relocated countries twice without any major problems.

Personally, if I didn't have a credit card and a hotel I needed to stay at didn't accept cash I'd use a prepaid card. I prefer it to using traveller's cheques or bank drafts - though these are perfectly valid alternatives. What I wouldn't do is then go on to a forum and post about how unhappy I am with Qantas that pre-authorisations from their prepaid card takes a longer time to reverse, as if it were Qantas's fault, because I accept this as a necessary consequence of using a (any) prepaid card.

Then I don't know why you're arguing with me. I don't have any issues with QF or their prepaid card (it's worked well for me in a few cases).

 

[eminere]

Then I don't know why you're arguing with me. I don't have any issues with QF or their prepaid card (it's worked well for me in a few cases).

I don't have an issue with Qantas either - or you for that matter. However if you go back a few posts you'll see this discussion stemmed from my response to a member whose posts both in this thread and others seem to suggest he perhaps didn't understand how all prepaid cards work with regards to pre-authorisations, and that it isn't an issue specific to Qantas and Qantas Cash.

 

[TomVexille]

I don't have an issue with Qantas either - or you for that matter. However if you go back a few posts you'll see this discussion stemmed from my response to a member whose posts both in this thread and others seem to suggest he perhaps didn't understand how all prepaid cards work with regards to pre-authorisations, and that it isn't an issue specific to Qantas and Qantas Cash.

Well I'm with you there.

 

[Buzzard]

Just had an interesting experience regarding the activation of my replacement Qantas Cash Card.

Rang 13 11 13 as per the sticker and was told I would be put through to the automated system.
To make matters simple Sam told me the information I would need to enter - card number, CCV and expiry date.
This is where it gets interesting. Sam told me to enter 0615 for expiry but looking at my card the date is MAR 2015 so is this not 0315?
Maybe she just made a mistake.
So I enter 0315 and the validation failed. OK, I'll give 0615 a go and guess what - card validated :shock:

 

[jt1983]

I didn't trust QC to actually be able get money in place on time... so I just loaded it onto my ANZ visa debit card (that I never use) and got cash withdrawals... yes, I got thwacked by fees, but at least I transferred from one account to the other and it was there immediately.

 

[Cynicor]

I didn't trust QC to actually be able get money in place on time... so I just loaded it onto my ANZ visa debit card (that I never use) and got cash withdrawals... yes, I got thwacked by fees, but at least I transferred from one account to the other and it was there immediately.

If you're going to that, you might as well get the citi account and not pay the fees.

 

[jt1983]

Oh I did open a citi account... but the card never arrived. I contacted them a week before I was due to go away, two weeks after opening the account... and they said there was some kind of problem and the card was never issued. They would send it, but couldn't guarantee it would arrive in time.

 

[RooFlyer]

Apologies if this is old news. Went into my long dormant QC card (3 cheers for Citi Plus ) to see how much is still there ($3.50) and I noticed that there is now an option to put cash on it in one day. I didn't investigate it, as irrelevant to me.

 

[TomVexille]

Apologies if this is old news. Went into my long dormant QC card (3 cheers for Citi Plus ) to see how much is still there ($3.50) and I noticed that there is now an option to put cash on it in one day. I didn't investigate it, as irrelevant to me.

Yes, you can now bank transfer to Qantas Cash

 

[ozbeachbabe]

I didn't trust QC to actually be able get money in place on time... so I just loaded it onto my ANZ visa debit card (that I never use) and got cash withdrawals... yes, I got thwacked by fees, but at least I transferred from one account to the other and it was there immediately.

Yes, you can now bank transfer to Qantas Cash

I have used the new method of bank transfer to load money onto the Qantas Cash card by 1400 one day and had it appear in my account the next morning. Once you have any currency loaded on to the card you can move funds between currencies which is immediate eg USD to JPY, THB to GBP etc.

 

[RooFlyer]

I have used the new method of bank transfer to load money onto the Qantas Cash card by 1400 one day and had it appear in my account the next morning. Once you have any currency loaded on to the card you can move funds between currencies which is immediate eg USD to JPY, THB to GBP etc.

At what rate (compared to, say spot on the day) do the currencies exchange when you move them?

Again, can only compare to Citi plus card where you can move from country to country and use the card just as you would an ATM or debit in Australia - don't worry about the currency, it'll be converted in my recent experience always better than 1% compared to spot, usually <0.5%.