I called them re the 60,000 points and was transferred through to Qantas...I called St George back and was transferred everywhere, finally I was able to speak to someone vaguely reasonable who said the points would be posted exactly 3 months after you make your first purchase, not 3 months after you receive or activate the card...and she gave me some numbers to call if necessary: call 1300 30 40 40, press option 1, then option 3. The other two numbers are 1300 489 586 and 1300 851 324. I havent called any of these numbers yet as I have to wait a bit longer for my 3 months to pass. Hope this helps.