The totally off-topic thread

[drron]

That farm policy really worked for Zimbabwe.

 

[Denali]

Finally updated my phone to Galaxy Note 8.

There will be tears.

 

[drron]

https://www.facebook.com/video.php?v=1339028342799498

 

[Flying mermaid]

aah Banks!! Ms FM wants a loan to do a knock down and rebuild. We would like to give her the money, but right at the moment I have no shares I want to sell..... Either they are producing good dividends, or they are ones that I feel will produce excellent capital gains but are not at that point yet.

so that's easy will help her by cosigning on the loan with her, otherwise she will be up for $30,000 in mortgage insurance. She has enough income to service the loan but wont meet the 80% thing, so we can put up our house as security.

so send a milllion pieces of paper off to the bank including the Super fund's tax return for 2017, showing the quite large amount of money we draw. Also the tax returns for Mr FM and I as we have other taxable income from the business as we are still doing some minor consulting work.

Banks just phoned and said they don't want to take the taxable income into account as it could be non ongoing (fair enough). There is no super pension on the tax return so obviously we aren't drawing any money. Excuse me? Its tax free so it doesn't go on the Tax return - yes it does unless accounting standards have changed???

I have now found the bit at the ATO's site where it explicitly states not to put tax free super pensions and lump sums on the tax return.

Bunch of wallies - don't know if I will get anywhere and of course my accountant is overseas for 3 weeks - typical!! very annoyed and stressed!!

I have got him to look at the super account, which shows payments being made over multiple years to our personal account and oh by the way it is the LAW that we pay ourselves a minimum of 5%!!

 

[Pushka]

aah Banks!! Ms FM wants a loan to do a knock down and rebuild. We would like to give her the money, but right at the moment I have no shares I want to sell..... Either they are producing good dividends, or they are ones that I feel will produce excellent capital gains but are not at that point yet.

so that's easy will help her by cosigning on the loan with her, otherwise she will be up for $30,000 in mortgage insurance. She has enough income to service the loan but wont meet the 80% thing, so we can put up our house as security.

so send a milllion pieces of paper off to the bank including the Super fund's tax return for 2017, showing the quite large amount of money we draw. Also the tax returns for Mr FM and I as we have other taxable income from the business as we are still doing some minor consulting work.

Banks just phoned and said they don't want to take the taxable income into account as it could be non ongoing (fair enough). There is no super pension on the tax return so obviously we aren't drawing any money. Excuse me? Its tax free so it doesn't go on the Tax return - yes it does unless accounting standards have changed???

I have now found the bit at the ATO's site where it explicitly states not to put tax free super pensions and lump sums on the tax return.

Bunch of wallies - don't know if I will get anywhere and of course my accountant is overseas for 3 weeks - typical!! very annoyed and stressed!!

I have got him to look at the super account, which shows payments being made over multiple years to our personal account and oh by the way it is the LAW that we pay ourselves a minimum of 5%!!

Sounds like the clerk has no idea on how super payments actually work. Maybe you need a broker right now.

 

[Flying mermaid]

Sounds like the clerk has no idea on how super payments actually work. Maybe you need a broker right now.

i am getting close to it. 33 years with the one bank is clearly worth nothing .....

 

[Pushka]

i am getting close to it. 33 years with the one bank is clearly worth nothing .....

Brokers are the way to go now. My niece used one recently to get a great deal from the bank. And not one she banks with. Loyalty is irrelevant these days.

 

[RB]

Brokers are the way to go now. My niece used one recently to get a great deal from the bank. And not one she banks with. Loyalty is irrelevant these days.

Keeping in mind not all brokers are created equal

 

[RooFlyer]

Recently 'discovered' cauliflower rice. Did it tonight with the stir-fry and reasonably pleased. Any tips for better flavour/preparation? (I just used a kitchen whizz thing, then lightly steamed it, then mixed it into the stir fry).

 

[blackcat20]

Recently 'discovered' cauliflower rice. Did it tonight with the stir-fry and reasonably pleased. Any tips for better flavour/preparation? (I just used a kitchen whizz thing, then lightly steamed it, then mixed it into the stir fry).

Salt fixes everything. I haven't tried cauli rice myself.

Ordered a Marley Spoon food box this week, first time. Actually pretty impressed, the ingredients were well portioned/packed, the meat is great quality and the recipes easy to follow. Easy way to portion control your meal. This was tonight' s ginger beef with sesame rice.

 

[Pushka]

Recently 'discovered' cauliflower rice. Did it tonight with the stir-fry and reasonably pleased. Any tips for better flavour/preparation? (I just used a kitchen whizz thing, then lightly steamed it, then mixed it into the stir fry).

Maybe substitute rice rice?

 

[VPS]

I use cauli rice and ground almonds and parmesan for pizza crust - very yummy

 

[Denali]

Ive used cauliflower as a "mash" of sorts for cottage pie.

I like most veggies, except for celery. Hate celery.

 

[Denali]

If it wasnt for all the nice people on youtube that makes almost idiot proof vids on how to do things, ie: syncing old phone to new phone, I would be in tears right now.

Hubby, who bought me new phone, is hiding in his office, until its safe to come out, ie: my new phone looks just like the old phone.

 

[RooFlyer]

Maybe substitute rice rice?

Hmmmm, yes, but for now I'm going full throttle to a certain objective, with the view to eventually allowing myself back into some of the sins. Like a decent g&t and a little booze in general.

Plus it's easier and quicker to prepare than rice ( except the pre cooked stuff, which I still use).

 

[mmchow]

Recently 'discovered' cauliflower rice. Did it tonight with the stir-fry and reasonably pleased. Any tips for better flavour/preparation? (I just used a kitchen whizz thing, then lightly steamed it, then mixed it into the stir fry).

Made cauliflower rice a few weeks ago. I cooked them on a frying pan with onion and sprinkle some toasted almonds over it. A little salt and pepper of course.

 

[RooFlyer]

Yeah, some almond (flour) mixed in sounds a good idea, thanks to both who mentioned it. (Added) salt is one sin I have never been into for a long time. More likely to add coughin, Gara masala or finely chopped fresh ginger to add a bit of zing

 

[Quickstatus]

Plus it's easier and quicker to prepare than rice ( except the pre cooked stuff, which I still use).

No rice is very very easy using the absorption method.

Wash rice
Put in pot
Fill with water until it reaches cuticle of your fingernail while touching the rice with vertical fingertip
Put lid on and don’t remove lid until ready to eat no peeking
High heat until it boils
Then immediately reduce heat to simmer
Rice is cooked in 10 min or when steam not visible anymore

This way rice won’t burn and will not stick to pot

 

[love_the_life]

No rice is very very easy using the absorption method.

Wash rice
Put in pot
Fill with water until it reaches cuticle of your fingernail while touching the rice with vertical fingertip
Put lid on and don’t remove lid until ready to eat no peeking
High heat until it boils
Then immediately reduce heat to simmer
Rice is cooked in 10 min or when steam not visible anymore

This way rice won’t burn and will not stick to pot

I find the pre-cooked Tilda basmati rice is probably easier

 

[Quickstatus]

I find the pre-cooked Tilda basmati rice is probably a easier