Westfield XS card

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Hands up here who understands what I'm on about / planning on doing? ;)

It works, no need to report!.
*Beware if you buy the card then goto atm straight away it will be flagged in their system.
The less people about this method and any others similar the better. Sorry but Shhhh if this gets out things will change.
 
It works, no need to report!.
*Beware if you buy the card then goto atm straight away it will be flagged in their system.
The less people about this method and any others similar the better. Sorry but Shhhh if this gets out things will change.

maybe coles525 could couch his post in a bit of code. ;). I know, I know I am not the most subtle person in my posts either
there is another post in the citibank tax thread from a someone who knows about the banking industry and its monitoring of social media. we are being watched
 
Now to findout if I'm allowed 3 seperate postie cards! Will try PO 1 with 2 cards to purchase.

Ive printed out the PDS of both and have read through it thoroughly (as a bit of light evening reading), your answers will be in there.

It's always good to know the "rules"/"laws" before asking or doing anything.
 
yes I understand. It may be useful if one were lucky enough (cough, cough) to have a cc offer of very low rates of finance for six months :)

and points to go with it. It's quite a wonderful thing.

Low rate options are nice. Anyone with a CBA card still should search for Great Rate - they don't really publicise that feature any more. Also CBA do credit points for XS.

Think you guys have figured a lot of it out. The advantage of a 3 stage system is it's less likely to get shut down as one single operator isn't being screwed.
 
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You sir have bigger cajones than I do. I'd have done that with a much lower amount than 11,300 just to make sure it works as intended. And then churn baby churn.
 
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Send me a whim please.
Total cost so far 4.95 X 12 = $59.40
3 x 6.95 = $20.85

Therefore 11,300 points for $81.25
 
Thread should be closed ;)

For those who know how can continue to do it.
Im not being selfish but yeah.

TIPS: Read T&C's, Read fine print, Read PDS's and from your understanding act on what you think is right. Dont need to be spoon fed.
 
You sir have bigger cajones than I do. I'd have done that with a much lower amount than 11,300 just to make sure it works as intended. And then churn baby churn.

i think we have established that it works. see the hints in earlier posts ;)

and Joshua...indeed. It is truly a thing of beauty. Everyone is a winner. A whole circle of people take a little cut out at each step and everyone should be happy
 
Thread should be closed ;)

For those who know how can continue to do it.
Im not being selfish but yeah.

TIPS: Read T&C's, Read fine print, Read PDS's and from your understanding act on what you think is right. Dont need to be spoon fed.

lol :)
(this line and this line only is to make up space)
 
Low rate options are nice. Anyone with a CBA card still should search for Great Rate - they don't really publicise that feature any more. Also CBA do credit points for XS.

Think you guys have figured a lot of it out. The advantage of a 3 stage system is it's less likely to get shut down as one single operator isn't being screwed.

a lot of it??? LOL...you mean there's more?

My inbox is always available
 
ummmm.
there has been a suggestion that we temper our (public) enthusiasm
Over to you ;)
 
Only trouble you guys will have with the transport product you're using is it has an annual load limit that is quite low. Obviously additionals are possible. If it is stopped, I would imagine the restriction would be initiated at the reload process. Just something to keep in mind. If you hope to limit discussion or rather avoid giving it all away, I'd suggest going cryptic like fuel dumping on FT.

I had a few other tricks, most have stopped working now but some are in regards to just regular spending. I'm obviously avoiding positing anything up publicly. Can always be PMed but looks for now you've all found something to use before you lose it.
 
yeah I also think this thread should be closed, or at least people delete the juicy stuff. People can work this out for themselves.
 
It works, no need to report!.
*Beware if you buy the card then goto atm straight away it will be flagged in their system.
The less people about this method and any others similar the better. Sorry but Shhhh if this gets out things will change.

Mind if I ask why the Post card will get flagged? Can't see anything in the T&C that says this is not allowed?
I thought that ATM is a legit way of using the card?
Obviously, it might not be that profitable (to Post/ Heritage)
 
I got flagged a couple of times but a call got that sorted quickly. The argument put forward by them is around fraud prevention. I guess loading funds and then withdrawing immediately flags it as such

Mind if I ask why the Post card will get flagged? Can't see anything in the T&C that says this is not allowed?
I thought that ATM is a legit way of using the card?
Obviously, it might not be that profitable (to Post/ Heritage)
 
Money laundering is also a concern behind the scenes. However unless you're load-dumping five digit figures frequently, it shouldn't be problem. Equally though, that is what we want to be doing ;)
 
We arent Parliament Ministers!

They get away with it. Well at least for a few yaers.. rofl
 
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