Strategy to obtain US Amex

[nightelves]

Just wanted to check if you do get approval for an Amex card how do you go about paying the credit card bill?

 

[pyusha]

Just wanted to check if you do get approval for an Amex card how do you go about paying the credit card bill?

Couple of options:
1. Will.com (formerly Transferwise)
2. CitiBank and Revolut.com

 

[glasszon]

HSBC US Premier is an option too, but that requires you to qualify for HSBC Premier in Australia and if all you want is to pay credit card bill, then this might be an overkill.

 

[DC3]

Just received an email from transferwise saying the US bank details have been changed and it looks like the new US bank account from transferwise is a real bank account that allow direct debits, anyone wants to give it a shot? That would solve the problem of trying to setup a US bank account from Australia.

Just wanted to check if you do get approval for an Amex card how do you go about paying the credit card bill?

nightelves, TransferWise is now called Wise. And, you can set up autopay, if you wish, in your US Amex account when you have the card.

Also, plenty of interesting reading upthread.

 

[ithongy]

Not good news US Amex Plat Charge card AF increasing.

Amex Platinum Adds $900+ in Annual Credits, Increases Annual Fee to $695 Per Year

American Express just revampled the Amex Platinum card to add over $900 in annual credits. However, the annual fee is also increasing.

awardwallet.com

 

[Kremmen]

Daniel is familiar with AU & USA taxes, bear in mind, you will have to file taxes every year if you obtain a ITIN.

There are ways to obtain an ITIN where this is not true. Some financial companies may require customers to obtain an ITIN even though they have no requirement to file taxes due to being from a tax treaty country such as Australia.

 

[slodki]

Some news to share when it comes to SSN and credit scores. This may be obvious to everyone, but I just found out that having a business USA Amex card doesn't contribute to your personal credit reporting - even if you are the primary card holder on the USA business card.

Might need to apply for a personal card then to build up my credit score - as I'll likely need to get subsequent business cards in the USA (and they'll will always ask for SSN on application).

 

[Kscf]

I recently moved from the US to Australia and miss using my US cards. I still have 3 personal gold charge cards, a biz plat, personal plat.

The biggest thing I miss is the easy $25k yearly spend at supermarkets at 4x per card.

I made a deal with a guy to use my card after adding him as an AU (authorized user) and keep half of the points as the 4x is only for US supermarkets and u cant buy much online.

Post automatically merged: Aug 11, 2021

I recently moved from the US to Australia and miss using my US cards. I still have 3 personal gold charge cards, a biz plat, personal plat.

The biggest thing I miss is the easy $25k yearly spend at supermarkets at 4x per card on the personal golds

I made a deal with a guy to use my card after adding him as an AU (authorized user) and keep half of the points as the 4x is only for US supermarkets and

 

[PPS_SYD]

Does anyone know how long after you add the SSN/ITIN to your Amex accounts, it filters through to Experian and the likes? Is contacting Experian directly an option and does this hasten the process?

 

[DC3]

Thanks mate, I will pass the information. Just out of curiosity, what is the normal time to get ITIN, and how much worse it is right now?

Does anyone know how long after you add the SSN/ITIN to your Amex accounts, it filters through to Experian and the likes? Is contacting Experian directly an option and does this hasten the process?

You have received the ITIN already? That was very quick. Did you use one of the agents, recommended upthread?

 

[PPS_SYD]

You have received the ITIN already? That was very quick. Did you use one of the agents, recommended upt

This is for a mate, no they haven't yet but wanted to know. I believe they went with Daniel Hagen, but forum members have recommended Sina B as someone also very good.

 

[timmy1234]

Some news to share when it comes to SSN and credit scores. This may be obvious to everyone, but I just found out that having a business USA Amex card doesn't contribute to your personal credit reporting - even if you are the primary card holder on the USA business card.

Might need to apply for a personal card then to build up my credit score - as I'll likely need to get subsequent business cards in the USA (and they'll will always ask for SSN on application).

I have an SSN, I applied for the Amex Green (P) then Amex Marriott Biz, then Hyatt, then Amex Plat Biz and Cap1 Venture.
You are correct to an extent..unless u apply for a Discover, TD Bank and Capital One Biz cards ..then they will hit ur personal cards.
I have applied for the Chase CSP - just showed in Chase App (I guess it is approved)..

 

[timmy1234]

it’ll be over 6 months. Pre covid… think I got a EIN no in less than a week. Setting up C or S Corp is still pretty quick these days.

How much did it cost you to setup EIN and S-Corp? Whats the tax implication i.e. DO you have file your tax annually and declare your personal income?

 

[ithongy]

How much did it cost you to setup EIN and S-Corp? Whats the tax implication i.e. DO you have file your tax annually and declare your personal income?

EIN & S-Corp was done like in a week with Daniel Hagen can't remember the costs. Yes also use Daniel to do taxes yearly.

 

[jasonfungsing]

Has anyone managed to use the Uber monthly credit along with the Uber Eats pass from various US Amex cards in Australia? I've created a new Uber US account and linked my Amex cards to it. However, the monthly credit is not showing up. Maybe because of my GPS showing I am outside the US?

 

[jasonfungsing]

Couple of options:
1. Will.com (formerly Transferwise)
2. CitiBank and Revolut.com

I've tried Transferwise and Citibank, and both methods are working. I also got Revolut account. However, it's not working for me. I tried to transfer to the AMEX account in Chase bank, but it never shows up there. After 2 to 3 weeks, the money went back to my revolut account. Am I doing anything wrong with Revolut?

 

[blacksultan]

Has anyone managed to use the Uber monthly credit along with the Uber Eats pass from various US Amex cards in Australia? I've created a new Uber US account and linked my Amex cards to it. However, the monthly credit is not showing up. Maybe because of my GPS showing I am outside the US?

The credit is issued to me every month but I can’t use it probably because the delivery address is not a US add . I’m interested to know as wel

 

[Batterytraveller]

Just added a US Gold card, and I noticed on the application that there was an option to provide UK or Australian credit histories. I wish I screen shotted it now. I just breezed past it as I used to live in the US and have an SSN and credit history, but thought it was interesting.

Logging into Amex got me 75,000 MR points rather than the published 60,000, which was nice.

 

[snabbu]

Has anyone managed to use the Uber monthly credit along with the Uber Eats pass from various US Amex cards in Australia? I've created a new Uber US account and linked my Amex cards to it. However, the monthly credit is not showing up. Maybe because of my GPS showing I am outside the US?

You should be able to get the monthly $10 credit to load into your Uber account however it won't be much use as you can only redeem the value via US Uber purchases.

The credit is issued to me every month but I can’t use it probably because the delivery address is not a US add . I’m interested to know as wel

Yes correct, the offer is only valid to redeem in US.

 

[Batterytraveller]

You should be able to get the monthly $10 credit to load into your Uber account however it won't be much use as you can only redeem the value via US Uber purchases.

Yes correct, the offer is only valid to redeem in US.

View attachment 257863

Buy an american friend a sandwich.