The totally off-topic thread

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Well, just dropped Mum off at BNE I; she's off to Malaysia for just over a month - flight leaves at 2355h.

On the way back from the airport, Dad and I were discussing his latest beef :rolleyes: (that's argument, not steak). He's booked on a BI ticket leaving this Friday BNE-BWN-KUL-BWN-BNE. It was booked as the cheapest Economy last November (quite a good price).

As it stood, Dad decided about four weeks ago to go to the Philippines and wanted to avoid having to buy KUL-MNL r/t and instead thought about changing his ticket so he had BNE-BWN-KUL, MNL-BWN-BNE.

He called BI and they told him that his original ticket didn't allow changes, so he would've had to cancel his old ticket and buy a new one. A new ticket would have cost about three times as much as he paid for the former one. Naturally, he took the offer as an insult (so he's now booked on an Air Asia KUL-CRK r/t with appropriate extras).

Whilst we were driving back, he argued the "stupidity" of his not allowing to change his ticket two weeks out. A snapshot monologue; I must warn you that my father hates being wrong and is a stubborn arguer:
  • "It's not as if I was asking to change for free, or within 24 hours! It's two weeks and I was prepared to pay at least $200 for the change."
  • "They could have had a chance to sell my KUL-BWN seat which would earn them more money in the end."
  • He said something along the lines of people on the bottom are the ignorant ones; if he could reason with CEOs, they would understand.
  • "People are flying more these days and have more imperative schedules. Why can't airlines adopt a more flexible model to selling fares?"
  • Dad also complained at length about the costs and difficulty of obtaining unaccompanied baggage and left luggage services.

I know we have discussed at length many times a lot of topics which cover these arguments, like yield management, terms and conditions of carriage, profits, security etc. etc., but as much as I'd like to tell him all that, could any of it be true?

I mean,
  • Is the current airline business model outdated or out of line/touch with the needs of the average passenger today? Could it stand to be more flexible? Could it be possible in the future to see an airline set a trend by offering fares which are substantially more flexible than the current models we see now?
  • Are we in a society which values the profits and well-being of shareholders rather than maintaining the happiness of our customer base?
  • Is the level of security in air travel excessive? With all the advances in technology in the world, why is it still relatively easy to compromise the security of an aircraft or airport today? (This applies to both passengers and the baggage they check in)
  • Is the airline industry sufficiently regulated? If it isn't and customers are suffering badly, why can't the airline industry be subjected to as much scrutiny and given the attention it requires compared to other industries, e.g. hotels or banks? We see so many reports week in and week out about airline industry incidents - surprised to see that many online news sites don't dedicate a category for them - is the airline industry unique in its way that it can get away with so many indiscretions with minimal penalty?
  • Are business generally too rigid these days, or do customers just argue the "lack of discretion" / "poor customer service" point too liberally?

Now certainly my Dad can't run an airline, I can't run an airline, I don't know anyone that can run an airline and I'll put a decent dollar that there is no one on this forum who knows how to run an airline (although many of you can run various businesses, ranging from small to large; both public and private). It certainly doesn't stop anyone - here or anywhere - from making complaints or defending the industry in any sense of the word....

My Dad has never filed a complaint - he complains about everything, but he never writes a letter to the government, a corporation, etc.. He's never considered filing for litigation or participating on a public forum or activist movement. I guess I could say he's pretty gutless and a hypocrite, but one of the golden rules is that one should respect their elders......


Phew! Musings and ranting over.....
 
I was getting to ready to leave SYD this afternoon (and running behind schedule) when I thought I will go through the mail for the last month or so.

Here I am going through the mail when I notice a letter from ANZ for a balance transfer offer of 7.99% for 6 months. I have had this card marked for cancellation and have been reducing the balance recently so I believe this is the reason I received the offer. As some of my credit cards have an interest rate of 20.74% this balance transfer offer will come in very handy and should save ~AUD640 in interest on AUD10,000 balance transfer over the next 6 months and at the end of the period the interest rate reverts to the interest rate for purchases of 12.74%. A good deal all round.

The letter is dated 15 January 2010 and the offer expires 11 February 2010. Lucky I opened the letter when I did and I think this is a sign that I should go on holidays in October. The QF voucher and the credit card interest saved over the next 6 months almost covers the airfare.

Occasionally good things happen when you least expect it....
 
Well this royally sucks.

We woke up this morning to find the power was out (it was fine last night and yes we pay our electricity bills on time :rolleyes:). After turning the electricity back on again from the outside, doing a lot of trial and error of unplugging devices and so on, we're 90%+ confident that our fridge is the culprit.

If we plug in the fridge and turn it on, within 20s it will short and the power goes out. Seems like that is the cue for the compressor to come on. In any case, we can't keep the fridge on for any length of time without losing power.

For some reason there are ants invading our kitchen again, too. :evil:

So now with Mum away we've got to find a way to address this problem of a b0rked fridge with both Dad and I having regular office hour commitments (although I have some flexibility). Seems like we'll have to either purchase or rent a fridge; have no idea at the moment what the warranty situation is (if there is any applicable) on our current fridge.

Worse yet, in preparation for the coming weeks when I'll be at home by myself, Mum in her infinite :rolleyes: wisdom packed the freezer full of food (i.e. defrost and eat previously cooked meals). There's a hell of a lot of food to go to spoil if we don't do something soon.

What a start to the week...............
 
For some reason there are ants invading our kitchen again, too. :evil:

That would be because of all the rain (your kitchen is presumably nice and dry, your backyard presumably isnt). :rolleyes:


Sux about the fridge.
 
Here I am going through the mail when I notice a letter from ANZ for a balance transfer offer of 7.99% for 6 months. I have had this card marked for cancellation and have been reducing the balance recently so I believe this is the reason I received the offer. As some of my credit cards have an interest rate of 20.74% this balance transfer offer will come in very handy and should save ~AUD640 in interest on AUD10,000 balance transfer over the next 6 months and at the end of the period the interest rate reverts to the interest rate for purchases of 12.74%. A good deal all round.

I know you won't fly JQ unless you really are forced to but their CC product, the JQ MasterCard presently has a balance transfer of 0% for 6 months. I know it means making an application etc but no interest for six months means you save $1,037 for the 6 months, for those $10,000.
 
Seems like we'll have to either purchase or rent a fridge; have no idea at the moment what the warranty situation is (if there is any applicable) on our current fridge.

If you end up at Hardly Normal, you can generally get a cheaper fridge if it has dents and cosmetic defects, even though the fridge will probably be covered with magnets and leaflets. Our last fridge came from them, for less than it was worth.

They usually have a separate shop for those products.
 
anatOl, it will have come from the rain we had Sunday morning (from 4am until about 10). The ants - well their "house" got flooded so they were retreating to higher drier ground (ie. your house). You'll also get an increase in coughroaches and bugs in the next couple of days.

Our backyard flooded until I cleared the stormwater drain - the good point was that all the lawn grubs had been flooded out of my lawn and were floating on the top of the water. Needless to say, they got sucked down the stormwater drain after I unplugged it (well, that didn't have a chance - they got a helping hand as I had picked them up and dumped them into the whirlpool I created. Goooooooners........

Do you want to bring some over to our house? We have a second fridge in the garage that isn't that full (it's the beer fridge) and the freezer is empty-ish. I'm sure we can move things.

You'll have to come around tonight (and early) as I have a 5am BNE/SYD/ADL flights tomorrow (Tuesday).
 
anatOl, it will have come from the rain we had Sunday morning (from 4am until about 10). The ants - well their "house" got flooded so they were retreating to higher drier ground (ie. your house). You'll also get an increase in coughroaches and bugs in the next couple of days.

Our backyard flooded until I cleared the stormwater drain - the good point was that all the lawn grubs had been flooded out of my lawn and were floating on the top of the water. Needless to say, they got sucked down the stormwater drain after I unplugged it (well, that didn't have a chance - they got a helping hand as I had picked them up and dumped them into the whirlpool I created. Goooooooners........

Do you want to bring some over to our house? We have a second fridge in the garage that isn't that full (it's the beer fridge) and the freezer is empty-ish. I'm sure we can move things.

You'll have to come around tonight (and early) as I have a 5am BNE/SYD/ADL flights tomorrow (Tuesday).

What a kind offer! I was going to suggest knocking on the Neighbours door and invading their space :D
 
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I know you won't fly JQ unless you really are forced to but their CC product, the JQ MasterCard presently has a balance transfer of 0% for 6 months. I know it means making an application etc but no interest for six months means you save $1,037 for the 6 months, for those $10,000.
Sounds like a good offer and nothing against JQ but I am trying to avoid new credit card applications.

This ANZ deal while not as good will take away a little extra stress for the next 6 months or so.
 
I was getting to ready to leave SYD this afternoon (and running behind schedule) when I thought I will go through the mail for the last month or so.

Here I am going through the mail when I notice a letter from ANZ for a balance transfer offer of 7.99% for 6 months. I have had this card marked for cancellation and have been reducing the balance recently so I believe this is the reason I received the offer. As some of my credit cards have an interest rate of 20.74% this balance transfer offer will come in very handy and should save ~AUD640 in interest on AUD10,000 balance transfer over the next 6 months and at the end of the period the interest rate reverts to the interest rate for purchases of 12.74%. A good deal all round.

The letter is dated 15 January 2010 and the offer expires 11 February 2010. Lucky I opened the letter when I did and I think this is a sign that I should go on holidays in October. The QF voucher and the credit card interest saved over the next 6 months almost covers the airfare.

Occasionally good things happen when you least expect it....

Does the offer ask you to pay off your existing debt first; before you can add more.

How can you think of holidays when you got that kind of credit card debt. :shock: Yes a holiday is great for your sanity but I think that credit card debt would have more effect on my sanity. :-|
 
Do you want to bring some over to our house? We have a second fridge in the garage that isn't that full (it's the beer fridge) and the freezer is empty-ish. I'm sure we can move things.

You'll have to come around tonight (and early) as I have a 5am BNE/SYD/ADL flights tomorrow (Tuesday).

LW, YGM. Thanks for the offer; that's a killer flight you've got tomorrow :( Daylight savings can suck in subtle ways.
 
Does the offer ask you to pay off your existing debt first; before you can add more.

How can you think of holidays when you got that kind of credit card debt. :shock: Yes a holiday is great for your sanity but I think that credit card debt would have more effect on my sanity. :-|

What is the purpose of a credit card?

Are there people out there that just live month-in-month-out simply using a credit card but only paying the minimum amount?

Has anyone ever advanced on their card before and why? (WCAMC excluded) The interest piles on immediately after the transaction....

I just want to know what are the "typical" credit card usages/behaviours, because I don't know any different to using the card and paying the full balance off each month. In a sense, I use my card to leverage money.

I'm a bit too scared to think what would happen to my credit history if I don't pay off my account in full each month (although I did come very close recently)...
 
And what events occur at the Knitting Olympics?

The Long stitch?
Kneedle throw?
100 Yarn run?


I wish the events were that creative.

I'm entering the Bobsled (pet knitting) and was thinking Sock Hockey. Then a friend asked me to knit them a scarf so I am thinking the Scarf Super-G.
 
I just want to know what are the "typical" credit card usages/behaviours, because I don't know any different to using the card and paying the full balance off each month. In a sense, I use my card to leverage money.

I'm a bit too scared to think what would happen to my credit history if I don't pay off my account in full each month (although I did come very close recently)...

I'm the same -- having previously been in "over my head" with credit cards before, am severely allergic to running a balance at all.
 
What is the purpose of a credit card?

Are there people out there that just live month-in-month-out simply using a credit card but only paying the minimum amount?
I have done so on occasions in the past.

Has anyone ever advanced on their card before and why? (WCAMC excluded) The interest piles on immediately after the transaction....
Yes but never again.

I just want to know what are the "typical" credit card usages/behaviours, because I don't know any different to using the card and paying the full balance off each month. In a sense, I use my card to leverage money.
A good use of the cards IMHO.

I'm a bit too scared to think what would happen to my credit history if I don't pay off my account in full each month (although I did come very close recently)...
Nothing.
 
How can you think of holidays when you got that kind of credit card debt. :shock: Yes a holiday is great for your sanity but I think that credit card debt would have more effect on my sanity. :-|

While I think the same way, I know plenty of people who happily carry large balances from month to month. Mostly those of the "you can't take it with you" ilk, but everyone has their own attitude toward it.
 
I'm a bit too scared to think what would happen to my credit history if I don't pay off my account in full each month (although I did come very close recently)...

Nothing would happen, as long as the minimum monthly payment wasn't missed for a couple of months.
 
Handy when you have close by AFF'ers.

I have dropped anat0l home before (after AFF BNE Drinks) and we realised he lives in the same community, about 1 km away. Subsequently, he surprised himself on a walk one day when he came across me in the front yard with my family gardening.

So the offer stands. Better to have it and not need it; than need it and not have it. We won't charge exorbitant rates to hold his food.

What a kind offer! I was going to suggest knocking on the Neighbours door and invading their space :D
 
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